604 N Bluff Dr #146

Austin, TX 78745

$399,000

3 beds
3 baths
1,856 sq ft
0.08 acres
Built 2014

Listed by Moreland Properties · MLS #ACT3150908

604 N Bluff Dr #146, Austin, TX 78745 — photo 1

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604 N Bluff Dr #146, Austin, TX 78745 · MLS #ACT3150908

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

One of only two units in the entire community with an oversized wraparound balcony, it offers rare outdoor living space that overlooks peaceful green space—perfect for relaxing or entertaining.

Year built

Built in 2014.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Modern, low-maintenance living in the heart of South Austin’s gated Skybridge Lofts community. This stylish three-level condo offers a bright, open layout with clean lines, contemporary finishes, and a flexible floor plan that maximizes space and privacy. One of only two units in the entire community with an oversized wraparound balcony, it offers rare outdoor living space that overlooks peaceful green space—perfect for relaxing or entertaining.

The main living area features vinyl flooring, recessed lighting, and large windows that flood the space with natural light. A sleek kitchen includes an electric cooktop, stainless steel appliances, and ample cabinetry for storage. Three spacious bedrooms are positioned across multiple levels for optimal separation, and the upper-floor laundry adds convenience.

The attached two-car garage provides direct access to the unit, and the community amenities—pool, fitness center, dog park, walking trails, and more—support an active lifestyle. Centrally located near South Congress, St. Elmo District, and with quick access to I-35 and Ben White, you’re never far from Austin’s best dining, shopping, and entertainment. A great opportunity for investors or owner-occupants seeking lock-and-leave convenience in a vibrant, growing corridor.

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THE NEIGHBORHOOD

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604 N Bluff Dr #146, Austin, TX 78745

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LOCAL MARKET CONTEXT

Travis County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$505,893Down 1.5% vs. the previous 12 months

Months of supply5.612-month average

Days on market8412-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2014
Full baths: 2
Half baths: 1
Garage spaces: 2
Cooling: Central Air
Heating: Heat Pump
Appliances: Electric Cooktop, Dishwasher, ENERGY STAR Qualified Appliances, Microwave
Flooring: Carpet, Tile, Vinyl
Fencing: Fenced, Wrought Iron
Accessibility: None
Pool features: None
Subdivision: Skybridge Lofts
Parcel: 04200505950000
HOA: SkyBridge Lofts
HOA amenities: Common Area Maintenance, Internet, Trash
HOA fee frequency: Monthly
Elementary school: Pleasant Hill
Middle school: Bedichek
High school: Crockett
Annual property tax: $8,255.00
HOA fee: $604.80

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$-89.27

Estimated monthly rent$1,662.50

Cap rate-0.02%

Annual operating income: $-73.80

HOA: Includes $604.80 per month in HOA dues, converted from the $604.80 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #ACT3150908 · Austin Board of Realtors

Listing brokerage: Moreland Properties
Listing agent: Katherine Wright

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.