ActiveResidential · sale

428 Oak Wood Rd

Kerrville, TX 78028

$585,000

  • 4 beds
  • 3 baths
  • 2,750 sq ft
  • 1.08 acres
  • Built 1980

Listed by Fore Premier Properties · MLS #ACT5889731

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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428 Oak Wood Rd, Kerrville, TX 78028 · MLS #ACT5889731

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1980.

Garage parking

2 garage spaces listed.

Property size

1.08 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

A distinctive custom front door sets a welcoming tone for this spacious Hill Country home on 1.08 acres in The Woods. Offering about 2,750 sq ft, four bedrooms, and three baths, the home brings together inviting gathering spaces and flexibility to suit a variety of lifestyles. Cathedral ceilings create an airy sense of scale in the great room, where a floor-to-ceiling wood-burning fireplace provides a striking focal point. An expansive, window-filled sunroom offers room for leisurely afternoons, lively conversation, and friendly competition around the pool table, which conveys with the sale. The primary suite features a private ensuite bath, while three additional bedrooms provide space for guests or a home office. Beyond the home, a separate workshop and separate storage building offer ample space for hobbies and organization. A two-car garage and carport add parking flexibility. Practical features include a standing seam metal roof installed in 2021, gutters, and a sprinkler system throughout the property. With distinctive details, generous indoor & outdoor space, and room to make it your own, 428 Oak Wood offers an inviting setting for your next Hill Country chapter.
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THE NEIGHBORHOOD

Explore the location.

428 Oak Wood Rd, Kerrville, TX 78028

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1980
Full baths
3
Half baths
0
Garage spaces
2
Cooling
Central Air, Electric
Heating
Central, Electric
Appliances
Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener
Flooring
See Remarks, Tile
Fencing
Fenced
Accessibility
None
Pool features
None
Subdivision
Woods 2
Parcel
428
HOA
Woods Subdivision Homeowners Association
HOA amenities
See Remarks
HOA fee frequency
Annually
Elementary school
Outside School District
Middle school
Outside School District
High school
Outside School District
Annual property tax
$7,238.54
HOA fee
$25.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,156.33
Estimated monthly rent$2,437.50
Cap rate2.62%

Annual operating income: $15,338.50

HOA: Includes $2.08 per month in HOA dues, converted from the $25.00 annual fee reported by the listing source.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry
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From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #ACT5889731 · Austin Board of Realtors

Listing brokerage: Fore Premier Properties
Listing agent: Dottie Johnson

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.