ActiveResidential · sale

712 Rushing Banks

Cibolo, TX 78108

$410,000

  • 4 beds
  • 3 baths
  • 2,702 sq ft
  • 0.17 acres
  • Built 2022

Listed by eXp Realty · MLS #2030317

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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712 Rushing Banks, Cibolo, TX 78108 · MLS #2030317

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2022.

Property size

0.17 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

PAID-OFF SOLAR PANELS, NO IMMEDIATE REAR NEIGHBORS & A PRIVATE UPSTAIRS RETREAT! Welcome home to a beautifully designed 4-bedroom, 3-full-bath home offering 2,702 square feet of versatile living space in the sought-after Steele Creek community of Cibolo, TX. Built in 2022, this thoughtfully designed home features an inviting open-concept layout, a dedicated home office, and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen showcases granite countertops, crisp white cabinetry, subway tile backsplash, stainless steel appliances, and a generous island perfect for gathering and entertaining. The main-level primary suite offers a relaxing escape with dual vanities, a soaking tub, separate walk-in shower, and spacious walk-in closet. Two additional bedrooms and a full bathroom are conveniently located downstairs. Upstairs, discover an expansive loft, a fourth bedroom, full bathroom, and walk-in closet-an ideal setup for guests, multigenerational living, or a private second living area. Step outside to a covered patio overlooking an open area with NO IMMEDIATE REAR NEIGHBORS, offering additional privacy and separation. Fully PAID-OFF SOLAR PANELS add exceptional value with the potential for reduced electricity costs and no separate solar payment. Residents of Steele Creek enjoy resort-style amenities including a community pool, splash pad, clubhouse, fitness center, playground, and sports court. Conveniently located near Randolph Air Force Base, I-35, shopping, dining, and Schertz-Cibolo-Universal City ISD schools. Experience the space, flexibility, and energy-conscious features of this Cibolo home-without the wait for new construction!
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THE NEIGHBORHOOD

Explore the location.

712 Rushing Banks, Cibolo, TX 78108

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2022
Full baths
3
Half baths
0
Cooling
One Central
Heating
Central, 1 Unit
Flooring
Carpeting, Ceramic Tile
Exterior
Stone/Rock, Stucco, Siding
Pool features
None
Subdivision
STEELE CREEK UNIT 1
Parcel
1G31473A1103400000
HOA
STEELE CREEK HOA
HOA amenities
Pool, Clubhouse, Park/Playground, Sports Court, Basketball Court
Elementary school
Wiederstein
Middle school
Dobie J. Frank
High school
Byron Steele High
Annual property tax
$9,433.00
HOA fee
$330.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$452.83
Estimated monthly rent$1,708.33
Cap rate1.58%

Annual operating income: $6,458.97

HOA: The listing source reports a $330.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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LOCAL PEOPLE. SHARED COMMITMENT.

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From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #2030317 · San Antonio Board of Realtors

Listing brokerage: eXp Realty
Listing agent: Ashley Pena

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.