ActiveResidential · sale

1645 Encino Court

San Luis Obispo, CA 93401

$1,799,000

  • 4 beds
  • 2 baths
  • 2,187 sq ft
  • 0.31 acres
  • Built 1973

Listed by BHGRE Haven Properties · MLS #PI26239580

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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1645 Encino Court, San Luis Obispo, CA 93401 · MLS #PI26239580

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Your purchase plans

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The inviting living room near the front entry showcases a cozy wood-burning fireplace, distinctive architectural archways, and abundant natural light, while the dining area features a convenient wet bar, perfect for entertaining.

Details worth a look

Just off the family room, an outdoor deck with string lighting provides the perfect setting to relax, and take in the beautiful mountain views and peaceful surroundings.

Year built

Built in 1973.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Situated in San Luis Obispo's sought-after Banana Belt neighborhood, this beautifully updated single-level home offers 4 bedrooms, 2 bathrooms, breathtaking mountain views, and an exceptional opportunity to enjoy Central Coast living. Set on approximately 1/3 acre, a spacious front courtyard creates a beautiful first impression, offering an inviting space for outdoor dining, entertaining, and enjoying spectacular views of Two Sisters Peak, Bishop Peak and Cerro San Luis Obispo, and the surrounding mountains. With charming architectural details, updated interiors, and inviting outdoor spaces, this property combines timeless character with modern comforts.



Refreshed throughout the past two years, the interior features Chantilly Lace paint, including cabinetry, doors, and tongue-and-groove ceilings, along with new waterproof laminate flooring, updated lighting, and window coverings. The inviting living room near the front entry showcases a cozy wood-burning fireplace, distinctive architectural archways, and abundant natural light, while the dining area features a convenient wet bar, perfect for entertaining. The beautifully refreshed kitchen offers a raised and refinished center island with a microcement finish, new sink, built-in wine refrigerator, and updated fixtures, opening to a comfortable family room. Just off the family room, an outdoor deck with string lighting provides the perfect setting to relax, and take in the beautiful mountain views and peaceful surroundings. The thoughtfully designed floor plan includes a primary suite with updated bathroom fixtures and a refreshed guest bathroom featuring a new bathtub and shower combination. Additional improvements include updated electrical outlets and a smart front door lock.



Outside, the fully fenced backyard features terraced landscaping and an established fruit orchard with avocado, citrus, persimmon, fig, nectarine, and Chinese quince trees. Recent exterior improvements include new drainage and irrigation systems, along with fencing repairs. Additional highlights include air conditioning and an attached two-car garage equipped with a universal EV charging outlet with a Tesla charger and newer garage door system.



With its thoughtful updates, charming architectural details, beautiful mountain views, and desirable Banana Belt location, this wonderful San Luis Obispo property offers an exceptional opportunity to enjoy Central Coast living!
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THE NEIGHBORHOOD

Explore the location.

1645 Encino Court, San Luis Obispo, CA 93401

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1973
Full baths
2
Garage spaces
2
Cooling
CentralAir
Heating
Central
Appliances
Dishwasher,GasCooktop,Disposal,GasOven,GasRange,Refrigerator,WaterSoftener
Flooring
Vinyl
Utilities
ElectricityAvailable,SewerAvailable
Pool
No
Pool features
None
Spa
No
Subdivision
San Luis Obispo(380)
Parcel
004392047
HOA fee
$0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$7,495.83
Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry
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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

More in San Luis Obispo.

3860 S Higuera 154$125,0003860 S Higuera 154San Luis Obispo, CA219 Kitty Hawk Court$968,990219 Kitty Hawk CourtSan Luis Obispo, CA274 Higuera Street 24$69,950274 Higuera Street 24San Luis Obispo, CA

Listing information

MLS #PI26239580 · California Regional MLS

Listing brokerage: BHGRE Haven Properties
Listing agent: Allie Webber

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.