2044 Bluestone Circle

Chula Vista, CA 91913

$640,000

3 beds
3 baths
1,316 sq ft
Built 2022

Listed by eXp Realty of Greater Los Angeles, Inc. · MLS #IG26239118

Listing status & updates

MLS last changed: Not supplied by this listing source
Availability last checked: No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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2044 Bluestone Circle, Chula Vista, CA 91913 · MLS #IG26239118

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2022.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to Bluestone Circle, CALIFORNIA LIVING AT ITS BEST! A beautiful & nearly new residence offering the perfect blend of modern elegance, energy efficiency WITH PAID OF SOLAR PANELS, & a RESORT-STYLE living in the desirable community of Chula Vista, this home will check all your boxes! Featuring 3 spacious bedrooms and 2.5 bathrooms, this thoughtfully designed home showcases contemporary finishes, an inviting open-concept floor plan, and an abundance of natural light throughout.

At the heart of the home is a stunning modern kitchen featuring a generous center island, ideal for entertaining, casual dining, and everyday gatherings. The kitchen flows seamlessly into the spacious living and dining areas, creating an atmosphere that is both sophisticated and welcoming. Thoughtful design, stylish finishes, and comfortable living spaces make this home truly move-in ready. Adding exceptional value are the fully paid-off solar panels, offering energy efficiency and potential long-term savings without the burden of a solar lease or payment.

Step outside and embrace the Southern California lifestyle with inviting outdoor spaces and beautifully maintained surroundings. Residents enjoy access to resort-style community amenities, providing opportunities for relaxation, recreation, and connection. The neighborhood offers a peaceful, welcoming atmosphere while remaining conveniently located near shopping, restaurants, schools, parks, and everyday essentials.

What makes this location especially appealing is the exciting growth taking place throughout the surrounding area. With new businesses, amenities, and continued development, the community offers an attractive balance of modern convenience, neighborhood charm, and future potential.

Nearly new, beautifully designed, energy-efficient, and surrounded by resort-inspired amenities, 2044 Bluestone Circle offers more than just a home—it delivers an exceptional lifestyle in one of Chula Vista's evolving communities.

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THE NEIGHBORHOOD

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2044 Bluestone Circle, Chula Vista, CA 91913

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LOCAL MARKET CONTEXT

San Diego County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$920,832Up 1.9% vs. the previous 12 months

Months of supply2.512-month average

Days on market3312-month weighted average

Latest available data: October 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2022
Full baths: 2
Half baths: 1
Garage spaces: 2
Cooling: CentralAir
Pool: No
Pool features: Community
Subdivision: Chula Vista
Parcel: 6440712715
HOA: TREVI & BLUESTONE AT COTA
HOA amenities: MaintenanceGrounds
HOA fee frequency: Monthly
HOA fee: $381.54

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$2,666.67

Cap rate—

Annual operating income: —

HOA: Includes $381.54 per month in HOA dues, converted from the $381.54 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #IG26239118 · California Regional MLS

Listing brokerage: eXp Realty of Greater Los Angeles, Inc.
Listing agent: Cesar Diaz

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.