ActiveResidential · sale

1578 13th

Los Osos, CA 93402

$1,030,000

  • 4 beds
  • 3 baths
  • 2,122 sq ft
  • 0.14 acres
  • Built 1984

Listed by Central Coast Sotheby's International Realty · MLS #NS26238690

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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1578 13th, Los Osos, CA 93402 · MLS #NS26238690

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Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Property inquiries go to help@erabrokers.com.

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Outside, mature oak trees, low-maintenance landscaping, and a welcoming Trex entry deck complement the home’s coastal character.

Year built

Built in 1984.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 1578 13th Street, where sweeping coastal views, thoughtful updates, and an inviting atmosphere come together in one of Los Osos’ desirable Number Streets neighborhoods. With breathtaking perspectives of Morro Rock and surrounding coastal mountains, this home captures the natural beauty that makes the Central Coast so special.



Designed to make the most of its spectacular setting, the upstairs living area features an open, airy floor plan filled with natural light. Expansive Milgard view windows, installed in 2025, frame an ever-changing coastal landscape, while views of the iconic Seven Sisters create an equally impressive backdrop. Whether enjoying a quiet morning coffee or gathering with friends, the scenery is truly the centerpiece.



The beautifully updated kitchen flows seamlessly into the main living space, featuring granite countertops, a generous center island, stainless steel hood, soft-close cabinetry, and abundant storage. Fresh interior paint, updated flooring, modern lighting, and ceiling fans add a renewed sense of style and comfort throughout the home.



Offering three bedrooms plus a versatile office or bonus space and three bathrooms, the layout provides flexibility for working from home, hosting guests, or simply spreading out. The primary suite includes its own private bathroom with dual sinks, while additional refreshed bathrooms feature updated vanities, granite countertops, and stylish shower finishes.



Outside, mature oak trees, low-maintenance landscaping, and a welcoming Trex entry deck complement the home’s coastal character. Recent exterior improvements include updated stucco, fascia, and trim. An oversized two-car garage with dedicated workshop space offers additional room for hobbies, projects, and storage.



Conveniently located near Baywood Park, local eateries, shopping, and the natural wonders of the coast, this home offers an opportunity to experience Los Osos living from an entirely new perspective.



Come for the views. Stay for the lifestyle.

THE NEIGHBORHOOD

Explore the location.

1578 13th, Los Osos, CA 93402

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1984
Full baths
2
Half baths
1
Garage spaces
2
Cooling
None
Heating
Central,ForcedAir
Appliances
SixBurnerStove,BuiltInRange,DoubleOven,Disposal,Refrigerator,WaterSoftener,TanklessWaterHeater
Flooring
Laminate
Utilities
ElectricityConnected,NaturalGasConnected,SewerConnected,WaterConnected
Fencing
Wood
Accessibility
None
Pool
No
Pool features
None
Spa
No
Subdivision
Bay Oaks(550)
Parcel
038392009
HOA fee
$0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$4,291.67
Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #NS26238690 · California Regional MLS

Listing brokerage: Central Coast Sotheby's International Realty
Listing agent: Alessandra McGuckin

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

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