ActiveResidential · sale

4315 S Congress Ave #235

Austin, TX 78745

$499,000

  • 2 beds
  • 2 baths
  • 1,224 sq ft
  • Built 2025

Listed by Douglas Elliman Real Estate · MLS #ACT4498910

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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4315 S Congress Ave #235, Austin, TX 78745 · MLS #ACT4498910

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Residents enjoy a gallery-inspired lobby, library lounge, controlled-access parking and a pool courtyard with fire pit, outdoor fireplace, trellis garden and an outdoor kitchen with gas grills and a Big Green Egg, plus an enclosed dog park and pet wash.

Year built

Built in 2025.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Rarely does a true corner residence in St. Elmo come with this much character at an incredible price. Oversized 8' x 8' Quaker windows are the showpiece of this Congress Lofts corner residence, flooding the open plan with daylight, while floor-to-near-ceiling glass wraps both bedrooms in light. Across 1,224 SF, enjoy two bedrooms, two baths and a dedicated study, grounded by brick accent walls, 9'5" ceilings and wide-plank LVT floors. A private terrace extends the living space outdoors. The kitchen is appointed with Italkraft Italian cabinetry, quartz countertops and Bosch appliances. Residents enjoy a gallery-inspired lobby, library lounge, controlled-access parking and a pool courtyard with fire pit, outdoor fireplace, trellis garden and an outdoor kitchen with gas grills and a Big Green Egg, plus an enclosed dog park and pet wash. Step out to The Yard, with SoCo, Zilker Park and Downtown just minutes away, and Quickie Pickie Cafe & Grocer coming soon to the ground level! Offered at a price that makes the move simple. Private showings available today!
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THE NEIGHBORHOOD

Explore the location.

4315 S Congress Ave #235, Austin, TX 78745

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LOCAL MARKET CONTEXT

Travis County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$504,746Down 1.6% vs. the previous 12 months
Months of supply5.712-month average
Days on market8312-month weighted average

Latest available data: October 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2025
Full baths
2
Half baths
0
Garage spaces
2
Cooling
Electric
Heating
See Remarks, Central
Appliances
Dishwasher, Electric Cooktop, Electric Range, ENERGY STAR Qualified Appliances, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
Flooring
Tile, Vinyl
Fencing
None
Accessibility
None
Pool features
Outdoor Pool
Subdivision
Congress Lofts Condominiums
Parcel
04120410450000
HOA
Congress Lofts Condominiums
HOA amenities
Common Area Maintenance, Gas, Insurance, Landscaping, Maintenance Grounds, Maintenance Structure, Parking, Security, Trash
HOA fee frequency
Monthly
Elementary school
Galindo
Middle school
Bedichek
High school
Travis
Annual property tax
$6,125.05
HOA fee
$636.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$358.69
Estimated monthly rent$2,079.17
Cap rate1.11%

Annual operating income: $5,551.78

HOA: Includes $636.00 per month in HOA dues, converted from the $636.00 monthly fee reported by the listing source.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry
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Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #ACT4498910 · Austin Board of Realtors

Listing brokerage: Douglas Elliman Real Estate
Listing agent: Cory Culpepper

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.