ActiveResidential · sale

498 N 100 ST

Saint Charles, ID 83272

$695,000

  • 4 beds
  • 3 baths
  • 2,355 sq ft
  • 0.67 acres
  • Built 1890

Listed by Real Estate of Bear Lake, LLC · MLS #2194610

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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498 N 100 ST, Saint Charles, ID 83272 · MLS #2194610

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Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Property inquiries go to help@erabrokers.com.

A FEW THINGS TO NOTICE

What stands out.

Living spaces

This fully updated farmhouse-style home has a brand-new kitchen, large living room, and a luxurious en suite bathroom featuring a steam shower.

Year built

Built in 1890.

Property size

0.67 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Large .67 Acre Lot Near Bear Lake. RENOVATED 2,355 sq ft home with 4 beds and 3 bathrooms. Serene retreat in Saint Charles, just moments from Bear Lakes North Beach Road. This fully updated farmhouse-style home has a brand-new kitchen, large living room, and a luxurious en suite bathroom featuring a steam shower. Throughout the home; upgraded electrical, plumbing, furnace, water heater, cabinets, granite counter tops, and windows. A separate office building adds versatility. Experience the perfect blend of rustic charm and modern comfort in this meticulously crafted haven. Check out the pictures and come see for yourself to fully appreciate! Most furniture is included. No HOA. St Charles is a quaint farming community located at the northwest corner of beautiful Bear Lake. 10 minutes to the boat dock or beach for all your lake activities or 10 minutes to the mountains to enjoy hundreds of miles of trails. Surround yourself with year round lake and mountain activities, all within minutes from your beautiful home.
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THE NEIGHBORHOOD

Explore the location.

498 N 100 ST, Saint Charles, ID 83272

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1890
Full baths
1
Cooling
Natural Ventilation
Heating
Forced Air,Propane
Flooring
Carpet,Laminate,Tile
Utilities
Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected
Pool
No
Spa
No
Zoning
Single-Family, Short Term Rental Allowed
Parcel
02217.00
Elementary school
Paris
Middle school
Bear Lake
High school
Bear Lake
Annual property tax
$746.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$2,033.37
Estimated monthly rent$2,895.83
Cap rate3.76%

Annual operating income: $26,137.97

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #2194610 · Utah Real Estate MLS

Listing brokerage: Real Estate of Bear Lake, LLC
Listing agent: Teri Eynon

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.