ActiveResidential · sale

12340 Saddle Up

San Antonio, TX 78254

$509,900

  • 4 beds
  • 3 baths
  • 2,928 sq ft
  • 0.21 acres
  • Built 2019

Listed by Real Broker, LLC · MLS #2027981

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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PROPERTY QUESTIONS & SHOWINGS

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12340 Saddle Up, San Antonio, TX 78254 · MLS #2027981

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Your purchase plans

Property inquiries go to help@erabrokers.com.

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Step outside to enjoy an extended patio, relaxing hot tub, outdoor sound system, and beautifully landscaped yard with raised garden beds.

Year built

Built in 2019.

Property size

0.21 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Some homes simply offer more, and 12340 Saddle Up in Davis Ranch is one of them! Thoughtfully upgraded and designed for comfortable living and entertaining, this home features an impressive kitchen with custom cabinetry, granite countertops, an expansive island, and a chef's refrigerator and freezer. Enjoy cozy evenings around the stone fireplace, movie nights in the dedicated media room, or the flexibility of a private study featuring custom built-ins. The added features continue throughout, including a tankless water heater, water softener, whole-house vacuum, and epoxy-finished garage. Step outside to enjoy an extended patio, relaxing hot tub, outdoor sound system, and beautifully landscaped yard with raised garden beds. From smart home conveniences to thoughtful upgrades throughout, so much has already been done for you to enjoy. AND HERE'S THE OPPORTUNITY THAT SETS THIS HOME APART: An existing VA loan with an incredible interest rate may be assumable by qualified buyers, presenting a rare opportunity to potentially secure financing well below today's market rates. Loan assumption is subject to lender approval and applicable eligibility requirements. Beautifully appointed, thoughtfully enhanced, and offering a financing opportunity worth exploring. Come experience everything 12340 Saddle Up has to offer. Schedule your private showing today!
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THE NEIGHBORHOOD

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12340 Saddle Up, San Antonio, TX 78254

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LOCAL MARKET CONTEXT

Bexar County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$288,510Down 1.3% vs. the previous 12 months
Months of supply5.812-month average
Days on market8612-month weighted average

Latest available data: September 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2019
Full baths
3
Half baths
0
Cooling
One Central
Heating
Central
Flooring
Carpeting, Ceramic Tile, Wood
Exterior
Stone/Rock, Cement Fiber
Pool features
Hot Tub/Sauna
Subdivision
Davis Ranch
Parcel
044502301000
HOA
DAVIS RANCH HOA
HOA amenities
Pool, Clubhouse, Park/Playground, Jogging Trails, Sports Court
Middle school
FOLKS
Annual property tax
$10,117.10
HOA fee
$495.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$697.17
Estimated monthly rent$2,124.58
Cap rate1.89%

Annual operating income: $9,640.75

HOA: The listing source reports a $495.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #2027981 · San Antonio Board of Realtors

Listing brokerage: Real Broker, LLC
Listing agent: Brianna Valadez

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.