310 E Mccoy Lane 11G

Santa Maria, CA 93455

$450,000

3 beds
2 baths
1,130 sq ft
0.03 acres
Built 2003

Listed by Dalton Real Estate · MLS #OC26236182

Listing status & updates

MLS last changed: Not supplied by this listing source
Availability last checked: No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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310 E Mccoy Lane 11G, Santa Maria, CA 93455 · MLS #OC26236182

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Ideally situated directly across from the courtyard, children's playground, swimming pool, clubhouse, mailboxes, and covered carports, this condo offers exceptional convenience within the community.

Year built

Built in 2003.

Property size

0.03 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Beautifully Updated 3-Bedroom Condo in Oak Creek Villas.

Peaceful Community | Prime Location I Move-In Ready!Welcome to Oak Creek Villas, a beautifully maintained, peaceful condominium community in a highly convenient Santa Maria location. Enjoy a quiet, friendly neighborhood with wonderful neighbors and a welcoming residential atmosphere. This charming 3-bedroom, 2-bathroom, ground-floor condo offers approximately 1,130 square feet of comfortable living space, thoughtfully updated and ready for its next owner.• Brand-new luxury vinyl plank (LVP) flooring throughout,

Stainless steel appliances, including washer and dryer,

Desirable ground-floor location. Comfortable, spacious 3-bedroom layout

• Move-in ready with beautiful modern updates.

Fantastic Community Amenities.

Ideally situated directly across from the courtyard, children's playground, swimming pool, clubhouse, mailboxes, and covered carports, this condo offers exceptional convenience within the community.

Oak Creek Villas is a dog-friendly community with a dedicated grassy area for dogs, well-maintained common grounds, and a pleasant, welcoming neighborhood atmosphere.The HOA Board is investing in improvements to enhance the beauty and appeal of the entire complex, including:

• Professional landscape redesign: A Santa Barbara landscape architect has recently been hired to redesign and enhance the community gardens and landscaping.• Power washing: Planned exterior power washing throughout the complex.

• Fresh exterior painting: Upcoming repainting of the entire condominium complex to refresh and modernize its appearance.

These improvements reflect the HOA Board's ongoing commitment to maintaining and enhancing the community's appearance and long-term value.

Excellent Location!Conveniently located near shopping centers, grocery stores, banks, government offices, restaurants, and schools, with easy access to everyday essentials and major roads.

• Monthly HOA dues: $342.

Strong HOA financial reserves.

• Professional local property management.

• Proactive HOA Board investing in community improvements.

• Swimming pool, clubhouse, playground, and dog-friendly grounds.

Whether you're looking for a comfortable primary residence, a convenient low-maintenance home, or an investment opportunity, this beautifully updated condo offers an excellent combination of location, comfort, and value.

Move-in ready - come discover the charm, convenience, and peaceful lifestyle of Oak Creek Villas!

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THE NEIGHBORHOOD

Explore the location.

310 E Mccoy Lane 11G, Santa Maria, CA 93455

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2003
Full baths: 2
Garage spaces: 0
Cooling: SeeRemarks
Pool: No
Pool features: Association
Parcel: 128160025
HOA: Oak Creek
HOA amenities: CallForRules,Clubhouse,MaintenanceGrounds,Insurance,Management,Playground,Pool
HOA fee frequency: Monthly
HOA fee: $342.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,875.00

Cap rate—

Annual operating income: —

HOA: Includes $342.00 per month in HOA dues, converted from the $342.00 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #OC26236182 · California Regional MLS

Listing brokerage: Dalton Real Estate
Listing agent: Emmett Dalton

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.