ActiveResidential · sale

8731 Whisper Gate

Fair Oaks Ranch, TX 78015

$725,000

  • 4 beds
  • 4 baths
  • 3,421 sq ft
  • 0.19 acres
  • Built 2024

Listed by Phyllis Browning Company · MLS #2026821

Listing status & updates
MLS last changed
Not supplied by this listing source
Availability last checked
No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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8731 Whisper Gate, Fair Oaks Ranch, TX 78015 · MLS #2026821

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Your purchase plans

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

At the heart of the home, a bright, open floor plan connects a beautifully appointed gourmet kitchen with inviting living and dining spaces.

Year built

Built in 2024.

Property size

0.19 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

***VA Assumable Loan - Open to Qualified VA Buyers *** One of the last homes built in the neighborhood, this beautiful Ashton Woods residence showcases today's most sought-after finishes and design elements. Offering a fresh, modern alternative to older competing homes, it combines the appeal of nearly new construction with the convenience of moving in without the need for costly updates. Designed to live primarily as a single story, the versatile floor plan features three bedrooms, two full baths, a powder bath, dedicated study and large Morning/flex room on the main level. Upstairs, an expansive game room or additional flex space, along with an additional bedroom and full bath, provides an ideal retreat for guests, extended family, or entertaining. At the heart of the home, a bright, open floor plan connects a beautifully appointed gourmet kitchen with inviting living and dining spaces. Thoughtful built-ins, abundant cabinetry, generous counter space, and seamless flow between rooms make everyday living and entertaining effortless. Located in sought-after Fair Oaks Ranch, this home offers the relaxed lifestyle with convenient access to IH-10, premier shopping and dining at The Shops at La Cantera and The Rim, and charming downtown Boerne just a short drive away. An exceptional financing opportunity! An existing VA loan with a 3.99% interest rate may be assumable by qualified buyers, subject to lender/servicer and VA approval. Loan assumption terms and availability are subject to verification. Nearly new construction, desirable modern finishes, a flexible floor plan, and an exceptional location make this home a standout in Fair Oaks Ranch.
Explore the locationMore properties in Fair Oaks Ranch

THE NEIGHBORHOOD

Explore the location.

8731 Whisper Gate, Fair Oaks Ranch, TX 78015

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LOCAL MARKET CONTEXT

Bexar County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$288,510Down 1.3% vs. the previous 12 months
Months of supply5.812-month average
Days on market8612-month weighted average

Latest available data: September 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2024
Full baths
3
Half baths
1
Cooling
Two Central
Heating
Central
Flooring
Carpeting, Ceramic Tile
Exterior
Brick, Stone/Rock
Accessibility
First Floor Bath, Full Bath/Bed on 1st Flr, First Floor Bedroom
Pool features
None
Subdivision
FRONT GATE
Parcel
047099014320
HOA
FAIR OAKS RANCH HOA
HOA amenities
Controlled Access, Jogging Trails
Middle school
Boerne Middle S
High school
Champion
Annual property tax
$14,511.90
HOA fee
$125.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$982.96
Estimated monthly rent$3,020.83
Cap rate1.88%

Annual operating income: $13,608.07

HOA: The listing source reports a $125.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

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Stone-front home with a landscaped lawn and central entry
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From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

More in Fair Oaks Ranch.

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Listing information

MLS #2026821 · San Antonio Board of Realtors

Listing brokerage: Phyllis Browning Company
Listing agent: Stephanie Jewett

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.