5552 Bear Creek Drive

Catheys Valley, CA 95306

$890,000

3 beds
2 baths
2,944 sq ft
5.16 acres
Built 1985

Listed by Soldavi Inc. · MLS #MC26215378

Listing status & updates

MLS last changed: Not supplied by this listing source
Availability last checked: No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

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5552 Bear Creek Drive, Catheys Valley, CA 95306 · MLS #MC26215378

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

Additionally, this beautiful home offers 3 spacious bedrooms, 3 bathrooms, a finished basement, and massive family room to enjoy.

Details worth a look

For those looking to enjoy outdoor living this property includes three patio areas, offering multiple places to relax, entertain, and enjoy the peaceful surroundings.

Year built

Built in 1985.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Your Foothill Retreat Home Awaits!! Discover a truly distinctive home where privacy, craftsmanship, and nature come together. Located within the Whispering Oak's gated community, 5552 Bear Creek Drive offers a peaceful setting surrounded by open space, mature scenery, and the soothing sounds of a seasonal creek meandering through the property.

The approximately 2,944 sq. ft. custom main residence is filled with character, highlighted by an impressive kitchen featuring aged-glaze cabinetry, Old English pub-inspired brick flooring, Café appliances, an Italian ILVE range, copper range hood and sinks, black leathered countertops, custom backsplash, and a stained butcher-block island. The dining room features an approximately 16-foot custom buffet, while the primary bath makes a statement with a 6-foot hand-hammered copper clawfoot tub. Additionally, this beautiful home offers 3 spacious bedrooms, 3 bathrooms, a finished basement, and massive family room to enjoy.

For those looking to enjoy outdoor living this property includes three patio areas, offering multiple places to relax, entertain, and enjoy the peaceful surroundings. Adding exceptional versatility is 5552A, a separate approximately 608 sq. ft. barn residence with its own carport, covered patio, and fenced backyard. The property also offers potential for horses, gardening, recreation, and additional outdoor uses.

Even more impressive is the ground-mounted solar system with 40 approximately 400-watt panels adds another valuable feature. Residents enjoy access to a private community lake for fishing, small boats, paddleboarding, hiking trails and recreation for those outdoor lovers. More than a home on acreage, 5552 Bear Creek Drive is a private retreat offering distinctive craftsmanship, multiple living spaces, room to roam, and a peaceful connection to the natural beauty of Cathey's Valley.

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THE NEIGHBORHOOD

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5552 Bear Creek Drive, Catheys Valley, CA 95306

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1985
Full baths: 2
Garage spaces: 2
Cooling: CentralAir
Heating: Central,Electric
Appliances: SixBurnerStove,Dishwasher,ElectricWaterHeater,Disposal,IceMaker,Microwave,PropaneOven,PropaneRange,Refrigerator
Flooring: Wood
Utilities: ElectricityAvailable,Propane
Pool: No
Pool features: None
Spa: No
Parcel: 0113700210
HOA: Whispering Oaks
HOA amenities: MaintenanceGrounds,HorseTrails,Barbecue,PicnicArea,Pier,PetsAllowed,Trails
HOA fee frequency: Monthly
HOA fee: $120.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$3,708.33

Cap rate—

Annual operating income: —

HOA: Includes $120.00 per month in HOA dues, converted from the $120.00 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

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Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #MC26215378 · California Regional MLS

Listing brokerage: Soldavi Inc.
Listing agent: Armando Diaz

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

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