2885 McGraw St

San Diego, CA 92117

$1,225,000

2 beds
2 baths
1,495 sq ft
0.08 acres
Built 1966

Listed by LPT Realty, Inc · MLS #260022636SD

Listing status & updates

MLS last changed: Not supplied by this listing source
Availability last checked: No per-listing check is recorded

Source changes and availability checks are different. A website import or photo check does not confirm that a property is still available. Confirm availability with the listing agent. Ask about the listing status

2885 McGraw St, San Diego, CA 92117 — photo 1

View full photo

1 / 55

Interested in this property?

Team ERA is here to help. Tell us what you’re looking for, and we’ll connect you with a local ERA professional.

Schedule a showing Ask a question

Contact the property team

PROPERTY QUESTIONS & SHOWINGS

Ask about this property.

2885 McGraw St, San Diego, CA 92117 · MLS #260022636SD

I’d like toYour nameEmail addressPhone number

Your preferred tour

Tour typePreferred datePreferred time

Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Price you’d like to discuss ($)Target closing date

Your question

Property inquiries go to help@erabrokers.com.

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Take in spectacular Mission Bay views from the front balcony, then retreat to the private backyard patio for outdoor dining or gatherings with family and friends.

Year built

Built in 1966.

Garage parking

1 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Perched above Mission Bay in the highly desirable Bay Park neighborhood, this beautifully updated home offers breathtaking bay views, timeless character, and an exceptional coastal lifestyle. Thoughtfully renovated over the years, it blends warm, inviting finishes with mid-century modern vibes, creating a space that feels both stylish and comfortable. Inside, you'll find an updated kitchen and bathrooms, wood and tile floors throughout, wood beam ceilings, an open, light-filled layout, & expansive windows that frame the stunning water views. Recent upgrades include fully paid-off solar, central HVAC, a newer water heater, dual-pane windows, and EV charger readiness, providing energy efficiency, comfort, and convenience. The versatile guest bedroom features a built-in Murphy bed, making it ideal as a guest room, home office, or both. Enjoy indoor-outdoor living with multiple spaces to relax and entertain. Take in spectacular Mission Bay views from the front balcony, then retreat to the private backyard patio for outdoor dining or gatherings with family and friends. The beautifully landscaped, low-maintenance front yard features mature peach, lemon, and clementine trees that provide fresh fruit right from your own home. Ideally located just minutes from Mission Bay, beaches, downtown San Diego, shopping, dining, and major freeways, this move-in-ready home also offers outstanding ADU potential with convenient alley access. Combining stunning views, thoughtful upgrades, and one of San Diego's most sought-after neighborhoods, this is a rare opportunity to own a Bay Park gem. Looking to the future, the property offers even more potential with architectural plans completed for a proposed third-story addition featuring an additional bedroom, bathroom, and dedicated office—creating the opportunity to expand the existing 2-bedroom, 2-bath home into a 3-bedroom, 3-bath residence plus office. Architectural plans and renderings are included in the listing photos, allowing buyers to envision the possibilities. Combined with ADU potential and alley access, this property offers exciting opportunities to expand and add value over time. Buyer to verify all development, permitting, and feasibility requirements.

Take a virtual tour Explore the location More properties in San Diego

THE NEIGHBORHOOD

Explore the location.

2885 McGraw St, San Diego, CA 92117

Loading property map…

Map position comes from the listing source. Open directions in Google Maps

LOCAL MARKET CONTEXT

San Diego County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$917,223Up 1.4% vs. the previous 12 months

Months of supply2.712-month average

Days on market3312-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1966
Full baths: 2
Half baths: 0
Garage spaces: 1
Cooling: CentralAir
Heating: ForcedAir,NaturalGas
Appliances: Dishwasher,ElectricRange,Refrigerator
Fencing: WroughtIron
Pool: No
Pool features: None
Spa: No
Subdivision: Bay Park
Parcel: 4255110300

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

Investor outlook Rental potential, ownership costs and property management

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$5,104.17

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions

Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

A team for what comes next.

Put your investment outlook into practice. Team ERA can help you confirm local rental potential and plan for the day-to-day of ownership.

Understand the opportunity.
Review rental pricing, property condition and your ownership goals with a local professional.
Make a strong first impression.
Bring together property preparation, professional marketing and applicant screening.
Stay connected to your investment.
Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimate Talk through your management needs

Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

Listing information

MLS #260022636SD · California Regional MLS

Listing brokerage: LPT Realty, Inc
Listing agent: Eric Herman

Listing status: Active. MLS last changed: not supplied. Availability last checked: not recorded. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.