509 Whitehead St

Smithville, TX 78957

$250,000

2 beds
1 baths
1,048 sq ft
0.16 acres
Built 1950

Listed by All City Real Estate Ltd. Co · MLS #ACT8604706

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509 Whitehead St, Smithville, TX 78957 · MLS #ACT8604706

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1950.

Garage parking

2 garage spaces listed.

Property size

0.16 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

A Sweet Little Home in Adorable Smithville!

Are you looking for your first home, a cozy place to call your own, or perhaps it’s time to downsize without giving up charm? This sweet 2-bedroom, 1-bath home may be just what you’ve been waiting for!

Offering 1,048 square feet of comfortable living space, this home sits on an inviting corner lot shaded by beautiful, mature pecan trees. A welcoming front porch adds the perfect touch of small-town charm—just imagine sitting outside with your morning coffee and waving to neighbors as they stroll by.

Located in the heart of Smithville, this home puts you within walking distance of the elementary schools and close to the friendly, relaxed atmosphere that makes small-town living so special. Here, life moves at a little slower pace, neighbors still know one another, and there’s time to enjoy the simple things.

Whether you’re purchasing your very first home, looking for a charming place to settle into, or ready to simplify and downsize, this little Smithville “sweetie” is a wonderful opportunity to own a piece of this special community.

Come take a look—you just might fall in love with small-town living!

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THE NEIGHBORHOOD

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509 Whitehead St, Smithville, TX 78957

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1950
Full baths: 1
Half baths: 0
Garage spaces: 2
Cooling: Ceiling Fan(s), Central Air
Heating: Central
Appliances: Gas Cooktop, Gas Range
Flooring: Carpet, Tile, Wood
Fencing: Privacy
Accessibility: None
Pool features: None
Subdivision: Byrne
Parcel: 16700
Elementary school: Brown Primary
Middle school: Smithville
High school: Smithville

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,041.67

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #ACT8604706 · Austin Board of Realtors

Listing brokerage: All City Real Estate Ltd. Co
Listing agent: Jeannie Ralph

Listing status: Active. Record updated September 13, 2026. Confirm current availability and price with the listing agent.