ActiveResidential · sale

3638 Morgan Mill Rd

Kempner, TX 76539

$490,000

  • 3 beds
  • 2 baths
  • 2,211 sq ft
  • 0.8 acres
  • Built 2022

Listed by Phillips & Associates Realty · MLS #ACT4137604

3638 Morgan Mill Rd, Kempner, TX 76539 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Living spaces

This property features an inviting open floor plan with a large breakfast island overlooking the living room, plus a separate dining area ideal for gatherings & a breakfast nook that overlooks the hill country views.

Year built

Built in 2022.

Garage parking

3 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Beautiful Hill Country escape, single-story 3-bedroom, 2 bath home built in 2023 on a spacious 0.80-acre gated and cross-fenced lot. This property features an inviting open floor plan with a large breakfast island overlooking the living room, plus a separate dining area ideal for gatherings & a breakfast nook that overlooks the hill country views. The extended covered back porch offers peaceful views of the Hill Country, while the oversized front and backyard provide endless possibilities for outdoor living.

Inside, the primary suite includes a 5-piece bathroom with a free-standing soaking tub, oversized walk-in shower, dual vanities, granite countertops, and a dedicated storage closet. Two additional bedrooms each offer walk-in closets. A 3-car garage provides ample parking and a large storage closest.
Light landscaping allows new owners to customize the property with their preferred trees and shrubs. Enjoy Hill Country living with easy access to Killeen and Copperas Cove.
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THE NEIGHBORHOOD

Explore the location.

3638 Morgan Mill Rd, Kempner, TX 76539

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2022
Full baths
2
Half baths
0
Garage spaces
3
Cooling
Central Air, Electric
Heating
Central
Appliances
Dishwasher, Disposal, Electric Cooktop, Microwave, Oven, Electric Oven, Free-Standing Electric Range, Self Cleaning Oven, Electric Water Heater
Flooring
Tile, Wood
Fencing
Back Yard, Chain Link, Cross Fenced, Fenced, Gate, Privacy, Wood
Accessibility
None
Pool features
None
Subdivision
Persimmon Spgs Ph 1
Parcel
0847782105
Elementary school
C R Clements/Hollie Parsons
Middle school
Copperas Cove
High school
Copperas Cove
Annual property tax
$1,870.01

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$2,041.67
Cap rate—

Annual operating income: —

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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3638 Morgan Mill Rd, Kempner, TX 76539 · MLS #ACT4137604

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Property inquiries go to help@erabrokers.com.

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Listing information

MLS #ACT4137604 · Austin Board of Realtors

Listing brokerage: Phillips & Associates Realty
Listing agent: Michelle Keller

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.