2820 Via Montecito

San Clemente, CA 92672

$2,499,000

5 beds
3 baths
2,031 sq ft
0.21 acres
Built 1964

Listed by First Team Real Estate · MLS #OC26199880

2820 Via Montecito, San Clemente, CA 92672 — photo 1

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Gated entry courtyard into an airy, sun-drenched floor plan.

Year built

Built in 1964.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome Home! Experience the pinnacle of coastal Southern California living in this extensively reimagined single-story retreat, perfectly situated on a premium 9,000+ sq. ft. corner lot directly along the 16th green of Shorecliffs Golf Course. Blending relaxed beach house charm with modern luxury, this 2,200 sq. ft. residence offers an open, single-level layout featuring 4–5 bedrooms, a versatile bonus room/office, 2.5 bathrooms, and peek-a-boo ocean views. With more than $140,000–$205,000+ in recent capital improvements and mechanical upgrades, this home provides turnkey peace of mind from day one.

Gated entry courtyard into an airy, sun-drenched floor plan. Two distinct living spaces with dual statement fireplaces—one highlighted by champagne-gold mirrored glass and vibrant blue fire glass. Custom Norman plantation shutters and UV solar shades offer tailored privacy and light control.

The chef's kitchen features solid granite counters, custom soft-close cabinetry with Blum hinges, and top-tier appliances including a Bosch/Thermador 5-burner gas range with a suspended Valore island canopy, Smart convection oven, Monogram microwave, LG French door refrigerator, and an ultra-quiet Miele dishwasher.

The primary suite serves as a tranquil haven with direct patio access, a walk-in closet, and a redesigned ensuite bathroom showcasing floor-to-ceiling porcelain slabs, river-rock detailing, dual thermostatic shower controls, EnduroShield frameless glass, a Kohler smart bidet toilet, and Swiss Madison gunmetal fixtures over solid marble counters. The secondary bath features French-pattern travertine flooring, a shaker beadboard double vanity, slab travertine countertops, and Kohler basins.

Unmatched Coastal Lifestyle

With low HOA $45/month, you enjoy exclusive deeded access to the private Shorecliffs Beach Club—one of Southern California's only private clubhouses situated directly on the sand, complete with beach parking, and social events. Take a short bike or golf cart ride dining in downtown San Clemente, the historic Pier, and the Dana Point Harbor.

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Upcoming open houses

Sep 13, 2026 · 7:00 pm–12:00 am · Confirm the schedule with the listing team.

Sep 12, 2026 · 8:00 pm–11:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

Explore the location.

2820 Via Montecito, San Clemente, CA 92672

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1964
Full baths: 2
Half baths: 1
Garage spaces: 2
Cooling: CentralAir,HumidityControl,HighEfficiency
Heating: Central,ForcedAir,HumidityControl,HighEfficiency
Appliances: Barbecue,Dishwasher,GasCooktop,GasOven,GasWaterHeater,IceMaker,Microwave,Refrigerator,RangeHood,SelfCleaningOven,TanklessWaterHeater,VentedExhaustFan,WaterToRefrigerator,Dryer,Washer
Flooring: Vinyl
Fencing: Block,GoodCondition,Privacy,Security,Vinyl,WroughtIron
Accessibility: GrabBars,NoStairs,Parking,SeeRemarks,AccessibleDoors,AccessibleEntrance
Pool: Yes
Pool features: Fenced,Filtered,Gunite,GasHeat,Heated,InGround,Pebble,Permits,Private,SaltWater,Tile,Association
Spa: Yes
Subdivision: Shorecliffs (SC)
Parcel: 69130102
HOA: Shorecliffs
HOA amenities: CallForRules,Clubhouse,ControlledAccess,MeetingRoom,Management,OutdoorCookingArea,OtherCourts,Barbecue,PicnicArea,Playground,Pickleball,Pool,RecreationRoom
HOA fee frequency: Monthly
Elementary school: Marblehead
Middle school: Shorecliff
High school: San Clemente
HOA fee: $45.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$10,412.50

Cap rate—

Annual operating income: —

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

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Stone-front home with a landscaped lawn and central entry — A more complete plan for your property

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2820 Via Montecito, San Clemente, CA 92672 · MLS #OC26199880

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Listing information

MLS #OC26199880 · California Regional MLS

Listing brokerage: First Team Real Estate
Listing agent: Kevin Smith

Listing status: Active. Record updated September 12, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.