2630 La Mirada Lane

Los Osos, CA 93402

$1,099,000

3 beds
2 baths
2,162 sq ft
0.53 acres
Built 1977

Listed by Invest SLO · MLS #PI26193422

2630 La Mirada Lane, Los Osos, CA 93402 — photo 1

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2630 La Mirada Lane, Los Osos, CA 93402 · MLS #PI26193422

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

Inside, natural light fills the living room, where vaulted wood-beamed ceilings, a large picturesque window, and a brick fireplace create a comfortable space to gather and unwind.

Details worth a look

An additional living area features a second fireplace and sliding glass doors that open to the patio, creating an easy connection between the indoor and outdoor spaces.

Year built

Built in 1977.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Introducing “Bayview Heights,” a single-level 3-bedroom, 2-bath home offering a rare combination of generous grounds, scenic surroundings, and relaxed Central Coast living. Set on approximately half an acre, the property offers ocean views and a peaceful setting with room to enjoy the outdoors and make the space your own.

Inside, natural light fills the living room, where vaulted wood-beamed ceilings, a large picturesque window, and a brick fireplace create a comfortable space to gather and unwind. An additional living area features a second fireplace and sliding glass doors that open to the patio, creating an easy connection between the indoor and outdoor spaces. The kitchen offers wood cabinetry, stainless steel appliances, and a bright window above the sink.

The primary suite features a walk-in closet and private bathroom with a walk-in shower. Two additional bedrooms provide flexibility for overnight guests, a home office, or additional living space, with one featuring built-in cabinetry and storage. A second bathroom with a shower-in-tub configuration serves the additional bedrooms.

The inviting single-level layout offers comfortable, easy living, while the expansive lot provides plenty of flexibility for outdoor enjoyment and entertaining. The back patio and porch offer space to relax and enjoy the surrounding setting. An attached two-car garage, RV parking, and RV hookups add convenience and versatility for recreational vehicles, weekend adventures, and additional storage.

Ideally located near some of Los Osos’ most scenic hiking trails and outdoor recreation, this home makes it easy to enjoy the natural beauty of the Central Coast. Local shopping and dining are just moments away, while a short drive brings you to Morro Bay for waterfront restaurants, kayaking, beaches, and coastal adventures. With its generous lot, inviting living spaces, and convenient location, “Bayview Heights” offers a wonderful opportunity to enjoy space, privacy, and the laid-back coastal lifestyle Los Osos is known for.

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Upcoming open houses

Sep 13, 2026 · 7:00 pm–9:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

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2630 La Mirada Lane, Los Osos, CA 93402

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1977
Full baths: 2
Garage spaces: 2
Cooling: None
Heating: Fireplaces,NaturalGas
Appliances: Dishwasher,ElectricOven,GasCooktop,Disposal,GasRange,GasWaterHeater,IceMaker,Refrigerator,RangeHood,WaterHeater
Flooring: Carpet,Tile,Vinyl
Utilities: CableAvailable,ElectricityConnected,NaturalGasConnected,PhoneAvailable,SewerConnected,WaterConnected
Fencing: Wood
Accessibility: Parking
Pool: No
Pool features: None
Spa: No
Subdivision: Bayview Heights (570)
Zoning: Rsf
Parcel: 074325052
HOA fee: $0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$4,579.17

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #PI26193422 · California Regional MLS

Listing brokerage: Invest SLO
Listing agent: Abel Contreras

Listing status: Active. Record updated September 12, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.