ActiveResidential · sale

3550 Ridge Line

San Bernardino, CA 92407

$1,000,000

  • 4 beds
  • 3 baths
  • 2,920 sq ft
  • 0.37 acres
  • Built 2020

Listed by EXP REALTY OF CALIFORNIA INC. · MLS #IG26192426

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PROPERTY QUESTIONS & SHOWINGS

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3550 Ridge Line, San Bernardino, CA 92407 · MLS #IG26192426

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Upstairs, the primary suite becomes its own escape with a soaking tub, dual vanities, walk-in closet and private balcony overlooking the surrounding hills and valley—a perfect place for morning coffee or a quiet end to the day.

Year built

Built in 2020.

Garage parking

3 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

You may think you know San Bernardino. Then you arrive here. High above the valley, the city gives way to open hillsides, sweeping mountain views and a horizon that seems to go forever.



Built in 2020 and positioned along the ridgeline on an approximately 16,000-square-foot lot, this four-bedroom, three-bath home takes full advantage of its remarkable setting. From morning light across the mountains to the city glowing below after dark, the view isn't something you occasionally notice—it's part of the experience of living here.



Inside, the open-concept floor plan brings the living, dining and kitchen spaces together, creating an inviting setting for everyday living and entertaining. The kitchen is anchored by a large quartz-topped center island, stainless steel appliances and generous cabinetry. A large dedicated laundry room adds valuable storage and workspace.



Upstairs, the primary suite becomes its own escape with a soaking tub, dual vanities, walk-in closet and private balcony overlooking the surrounding hills and valley—a perfect place for morning coffee or a quiet end to the day.



And then there's the pool.



Set apart from the home and tucked higher into the hillside is an outdoor retreat that feels almost like discovering a second property. Follow the path up the ridge and you're greeted by a custom cocktail pool, gas fire bowls and a covered lounge area surrounded by sweeping views.



This isn't simply a pool in the backyard. It's a destination.



Spend an afternoon in the water, gather around the fire as the sun goes down, or settle beneath the covered patio as the lights begin appearing across the valley below. With open hillside surrounding the retreat and no home immediately behind it, the setting delivers a sense of separation that's increasingly difficult to find in Southern California.



And yet you're close to CSUSB, hiking and outdoor recreation, with convenient access to the 210 and 215 freeways.



Come for the house. Stay for the view. And discover a side of San Bernardino you may never have known existed.

THE NEIGHBORHOOD

Explore the location.

3550 Ridge Line, San Bernardino, CA 92407

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2020
Full baths
3
Garage spaces
3
Cooling
CentralAir
Heating
Central
Appliances
Dishwasher,GasRange
Utilities
CableAvailable,ElectricityConnected,NaturalGasConnected,PhoneAvailable,SewerConnected,WaterConnected
Pool
Yes
Pool features
Heated,Private,SeeRemarks
Parcel
0266711180000
HOA fee
$0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$4,166.67
Cap rate

Annual operating income:

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

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Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #IG26192426 · California Regional MLS

Listing brokerage: EXP REALTY OF CALIFORNIA INC.
Listing agent: Michael Bridges

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.