ActiveResidential · sale

1348 LIVE OAK RDG

Bandera, TX 78003

$865,000

  • 3 beds
  • 3 baths
  • 2,427 sq ft
  • 7.14 acres
  • Built 1996

Listed by Keller Williams Bandera · MLS #2011218

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PROPERTY QUESTIONS & SHOWINGS

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1348 LIVE OAK RDG, Bandera, TX 78003 · MLS #2011218

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Enjoy the outdoors from the screened sitting porch and adjoining deck, complete with distinctive wagon-wheel accents that lead to an oversized attached two-car garage.

Year built

Built in 1996.

Property size

7.14 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Authentic Texas home with live water on 7.14 acres, in the Bandera Hill Country, ideally located halfway between Bandera and Kerrville. This move-in-ready 3-bedroom, 2.5-bath home blends country living with practical amenities, breathtaking views, and exceptional functionality. There are 2 bee hives on the property. 2026 is year five of the program making the AG EXEMPT status effective on January 1, 2027. Mason Creek borders the back of the property, where the land gently slopes toward the water and opens to spectacular long distance views. Majestic century oaks grace the property, with moss carefully removed from the trees halfway down the slope toward the creek. The perimeter is fully fenced, while the area surrounding the home is high-fenced, allowing gardens and landscaping to flourish without interference from deer. Horses are allowed and there is no HOA. Features of the home include warm knotty-pine tongue-and-groove paneling and accents, abundant natural light, stained concrete floors downstairs, and beautiful hardwood floors upstairs. A double-sided, floor-to-ceiling wood-burning fireplace serves both the living and dining areas while the blue-and-white peninsula kitchen enhances country charm. The kitchen includes a dining area, two large pantries, extensive built-in cabinetry and shelving, and even a charming old-fashioned ironing-board nook. The home's split-primary layout offers one primary bedroom upstairs and another downstairs. The upstairs primary suite includes an adjoining bonus room perfect for crafts, sewing, homeschooling, a media room, or an additional bedroom. Downstairs primary has an ensuite bath, storage, stall shower and bathtub, and a window seat. 2 HVAC Heat Pump systems provide zonced comfort up and down. Enjoy the outdoors from the screened sitting porch and adjoining deck, complete with distinctive wagon-wheel accents that lead to an oversized attached two-car garage. This property is exceptionally well equipped and has been vigorously maintained. A 20,000-gallon water storage tank currently supplies the home and yard, complemented by a private water well with a convenient valve in the pump house that allows for an easy change between rainwater catchment and well water. Solar panels are paid in full, connected through Bandera Electric, and send power back to the grid for bill credits-helping maintain low electric bills. A whole-house generator provides peace of mind during power outages while the durable sheet-metal roof is built for the long haul. Additional improvements include a workshop currently used as a music room, complete with portable A/C, dehumidifier, and spray-foam insulation. All outbuildings are foam insulated. There is a chicken coop and an additional animal enclosure built onto the well pump houses, along with birdhouses throughout the property. From the creekside views and century oaks to the wood-burning fireplaces, solar power, water independence, and comfortable interior, this exceptional property offers a rare opportunity to embrace luxury country living with authentic Texas Hill Country character. A peaceful retreat, working acreage, and a welcoming home in one remarkable setting. About an hour to San Antonio International Airport. 15 minutes to Bandera or Kerrville. Come on out and see for yourself. (Drawn boundaries are approximate)

THE NEIGHBORHOOD

Explore the location.

1348 LIVE OAK RDG, Bandera, TX 78003

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1996
Full baths
2
Half baths
1
Cooling
Two Central, Heat Pump, Zoned
Heating
Central, Heat Pump, Zoned, 2 Units, Other
Flooring
Wood, Stained Concrete
Exterior
Stone/Rock, Siding, Cement Fiber
Accessibility
2+ Access Exits, Entry Slope less than 1 foot, No Carpet, Level Drive, First Floor Bath, Full Bath/Bed on 1st Flr, First Floor Bedroom, Stall Shower, Wheelchair Accessible, Wheelchair Adaptable
Pool features
None
Subdivision
Mason Creek Estates
Parcel
15100000000210
HOA amenities
None
Elementary school
Alkek
Middle school
Bandera
High school
Bandera
Annual property tax
$8,308.62

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,909.74
Estimated monthly rent$3,604.17
Cap rate2.90%

Annual operating income: $25,079.41

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Listing information

MLS #2011218 · San Antonio Board of Realtors

Listing brokerage: Keller Williams Bandera
Listing agent: Lanette Pennell

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.