ActiveResidential · sale

2414 Main Street

Morro Bay, CA 93442

$995,000

  • 3 beds
  • 3 baths
  • 1,652 sq ft
  • 0.05 acres
  • Built 2020

Listed by Eighty20 Group · MLS #SC26198780

Property photos are not available.

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The light-filled upper main level features an open-concept living and dining area complete with low-maintenance Stonetec vinyl plank flooring, a cozy gas fireplace, large windows, and seamless flow to two private balconies with custom solid stainless steel railings—including a front deck showcasing panoramic ocean and coastline vistas.

Year built

Built in 2020.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to Morro Mist - a boutique collection of luxury townhomes situated just across from the pristine beaches of Morro Bay and the Pacific Ocean. 2414 Main Street is one of only three corner units facing sweeping ocean views in the entire community. Built in 2020, this turnkey coastal residence offers indoor/outdoor living with breathtaking ocean views, high-end custom finishes, and contemporary architecture. Each unit is designed with a 5" airspace and 14" insulated wall separation between units. The light-filled upper main level features an open-concept living and dining area complete with low-maintenance Stonetec vinyl plank flooring, a cozy gas fireplace, large windows, and seamless flow to two private balconies with custom solid stainless steel railings—including a front deck showcasing panoramic ocean and coastline vistas. At the heart of the home, the gourmet kitchen boasts an expansive quartz waterfall center island, custom woven pendant lighting, white shaker cabinetry, and a premium 6-burner Bertazzoni gas range. The spacious upper primary suite offers substantial upgrades designed and built by award winning studio Honeycomb Interior Design. Featuring custom built-in cabinetry, lighting and shelving, a large walk-in closet, and an ensuite bath with a deep soaking tub, separate shower, and dual vanities. On the ground level, you will find two light-filled guest bedrooms, a full bathroom, a dedicated laundry space, and access to a private covered porch. Completing the residence is a full-size two-car garage equipped with an EV charger, brand new Ruud central air conditioning system installed in 2026, fully hardscaped side yard with stone pavers, space for a home work nook, and low HOA fees of just $127/month. The property is crafted with durable marine-climate-friendly building materials just moments from Morro Bay’s finest beaches and amenities.
Explore the locationMore properties in Morro Bay

THE NEIGHBORHOOD

Explore the location.

2414 Main Street, Morro Bay, CA 93442

Loading property map…

Map position comes from the listing source. Open directions in Google Maps

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2020
Full baths
2
Half baths
1
Garage spaces
2
Cooling
CentralAir
Heating
ForcedAir,NaturalGas
Pool
No
Pool features
None
Subdivision
North Morro Bay (820)
Parcel
068202012
HOA
Morro Mist Homeowners Association Inc
HOA amenities
MaintenanceGrounds,Management,Trash
HOA fee frequency
Monthly
HOA fee
$127.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$4,145.83
Cap rate—

Annual operating income: —

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

YOUR CAREER. YOUR NEXT CHAPTER.

Find your place in real estate.

Just getting started?

Explore real estate education and available licensing courses through ARTI Academics.

Become a real estate agent

Ready to work with ERA?

Discover the people, broker support, technology and education behind an ERA real estate career.

Join ERA Brokers

Moving for work?

Explore ERA Corporate Services for relocation assistance, employer programs, and information for veterans and military families.

Explore Corporate Services
Contact ERA about this property

Ask about this property.

2414 Main Street, Morro Bay, CA 93442 · MLS #SC26198780

Your preferred tour

Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Property inquiries go to help@erabrokers.com.

More in Morro Bay.

$520,000625 ElenaMorro Bay, CA$1,150,0001378 BerwickMorro Bay, CA$2,500,0002500 MainMorro Bay, CA

Listing information

MLS #SC26198780 · California Regional MLS

Listing brokerage: Eighty20 Group
Listing agent: Farid Shahid

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.