ActiveResidential · sale

824 Water Oak

Schertz, TX 78154

$429,933

  • 3 beds
  • 3 baths
  • 2,739 sq ft
  • 0.18 acres
  • Built 2013

Listed by Keller Williams Heritage · MLS #1973397

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PROPERTY QUESTIONS & SHOWINGS

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824 Water Oak, Schertz, TX 78154 · MLS #1973397

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The covered patio, complete with two ceiling fans and a mounted TV, offers a cool and comfortable retreat on warm Texas days; perfect for catching the game or relaxing outdoors, while the extended wood deck with pergola creates the ideal setting for entertaining.

Year built

Built in 2013.

Property size

0.18 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Beautiful Wilshire Home in Schertz with no HOA in the highly sought-after Reserve at Mesa Oaks community. From the moment you walk in, this charming 1.5-story home welcomes you with a spacious, thoughtfully designed layout that feels both open and inviting, perfect for everyday living and unforgettable gatherings. The main level features a formal dining room ideal for hosting holidays and special occasions, along with a beautifully designed kitchen complete with an oversized island, eat-in area, and plenty of space to gather, cook, and connect. The split floor plan offers a true sense of privacy, with a generously sized primary suite tucked away from two secondary bedrooms, each filled with natural light that creates a warm, comfortable atmosphere throughout the home. Upstairs, a large media room/flex space with its own full bathroom offers endless possibilities; whether it's movie nights, a game room, or the perfect work-from-home retreat. Step outside and you'll find a backyard built for making memories. The covered patio, complete with two ceiling fans and a mounted TV, offers a cool and comfortable retreat on warm Texas days; perfect for catching the game or relaxing outdoors, while the extended wood deck with pergola creates the ideal setting for entertaining. Unwind in the hot tub after a long day, host gatherings with friends, or simply enjoy quiet evenings under the stars, this outdoor space truly has it all. With a 3-car tandem garage, approximately 2,739 square feet, and a .18-acre lot, this home delivers the space, flexibility, and comfort that truly sets it apart; offering room to grow, room to gather, and room to enjoy every moment of everyday living. Conveniently located near top rated SCUISD, JBSA Randolph, dining, entertainment, and exceptional shopping. This home is a must see to truly appreciate!
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THE NEIGHBORHOOD

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824 Water Oak, Schertz, TX 78154

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2013
Full baths
3
Half baths
0
Cooling
Two Central
Heating
Central
Flooring
Carpeting, Ceramic Tile, Wood
Exterior
Stone/Rock, Cement Fiber
Pool features
Hot Tub/Sauna
Subdivision
RESERVE AT MESA OAKS THE
Parcel
1G2599000200500000
HOA amenities
None
Elementary school
Paschal
Middle school
Wilder
High school
Clemens
Annual property tax
$8,242.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$616.37
Estimated monthly rent$1,791.39
Cap rate1.97%

Annual operating income: $8,471.26

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Your property and current assumptions will be included for our team to review.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #1973397 · San Antonio Board of Realtors

Listing brokerage: Keller Williams Heritage
Listing agent: Matt Macho

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.