1724 Valley Oak

Oceanside, CA 92056

$919,000

4 beds
3 baths
2,143 sq ft
Built 2023

Listed by IGS Real Estate · MLS #ND26191507

1724 Valley Oak, Oceanside, CA 92056 — photo 1

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PROPERTY QUESTIONS & SHOWINGS

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1724 Valley Oak, Oceanside, CA 92056 · MLS #ND26191507

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Enjoy the added privacy of an end-unit location, along with breathtaking views from the private backyard patio.

Year built

Built in 2023.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

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INCREDIBLE VIEWS! Welcome to this beautifully appointed home, built in 2023, located in the desirable Melrose Heights community of Oceanside. This spacious two-story home offers 4 bedrooms and 2.5 bathrooms, a modern open-concept layout, recessed lighting, and an abundance of natural light. Enjoy the added privacy of an end-unit location, along with breathtaking views from the private backyard patio.

The stylish kitchen is designed for both everyday living and entertaining, featuring a large center island, elegant quartz countertops, stainless steel appliances, ample cabinetry, and a seamless flow into the dining and living areas. The inviting patio provides the perfect setting to relax, dine outdoors, and take in the beautiful views.

Upstairs, the spacious primary suite offers a peaceful retreat with impressive views. The en-suite bathroom features a relaxing soaking tub and a separate shower, creating a spa-like experience. Three additional bedrooms provide flexibility for family, guests, a home office, or hobbies. A convenient upstairs laundry room adds to the home’s thoughtful design.

Additional highlights include owned solar panels, a tankless water heater, a two-car garage, and a private driveway. With no Mello-Roos tax, this home offers exceptional value along with modern comfort and energy-efficient amenities.

Residents of Melrose Heights enjoy wonderful community amenities, including a sparkling pool, BBQ area, tot lot, and inviting outdoor fire pit with comfortable lounge seating. Zoned for top rated Empresa Elementary.

Built in 2023 and thoughtfully designed for modern living, this exceptional end-unit combines privacy, style, energy efficiency, incredible views and hiking trails. This is one you won’t want to miss!

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Upcoming open houses

Sep 13, 2026 · 7:00 pm–10:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

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1724 Valley Oak, Oceanside, CA 92056

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LOCAL MARKET CONTEXT

San Diego County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$917,223Up 1.4% vs. the previous 12 months

Months of supply2.712-month average

Days on market3312-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2023
Full baths: 2
Half baths: 1
Garage spaces: 2
Cooling: CentralAir
Heating: Central
Appliances: GasRange
Utilities: ElectricityConnected,WaterConnected
Pool: No
Pool features: Association
Spa: Yes
Subdivision: Oceanside
Parcel: 1610303427
HOA: Melrose Heights
HOA amenities: FirePit,Barbecue,Playground,Pool,SpaHotTub,Trails
HOA fee frequency: Monthly
High school: Vista
HOA fee: $395.56

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$3,829.17

Cap rate—

Annual operating income: —

HOA: Includes $395.56 per month in HOA dues, converted from the $395.56 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #ND26191507 · California Regional MLS

Listing brokerage: IGS Real Estate
Listing agent: Vickie Melin

Listing status: Active. Record updated September 12, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.