18628 Delta Ct

Lathrop, CA 95330

$849,000

5 beds
5 baths
3,480 sq ft
0.19 acres
Built 2015

Listed by Realty ONE Group Future · MLS #41136865

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18628 Delta Ct, Lathrop, CA 95330 · MLS #41136865

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Step outside to a beautiful outdoor retreat with a pool area, fireplace, and inviting patio space designed for relaxing or entertaining.

Year built

Built in 2015.

Garage parking

3 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Back on market and available for its next buyer! Welcome to 18628 Delta Ct in Lathrop’s desirable River Islands community. Now offered at an improved price, this spacious home offers a rare combination of comfort, functionality, and an impressive clean-energy setup designed for modern living. The home features central heating and air, updated LVP flooring, a bright open layout, multiple living areas, and a sought-after downstairs primary bedroom/suite for added convenience and flexibility. Step outside to a beautiful outdoor retreat with a pool area, fireplace, and inviting patio space designed for relaxing or entertaining. The indoor/outdoor flow creates a great setting for summer gatherings, evening hangouts, and year-round California living. The property is also just a short walk from the water, nearby trails, and the natural beauty that makes River Islands such a special community. One of the standout features is the extensive solar system. Per seller-provided documentation, the property includes a 72-panel SunPower X-Series solar array designed to support high energy usage, EV charging, and everyday comfort while helping offset utility costs.Buyer to verify all solar, utility, production, billing, transferability, and program details. Located in River Islands, the home offers access to one of Lathrop’s most sought-after master-planned communities with nearby lakes, parks, trails, schools, and commuter routes. A rare opportunity to own a well-appointed home with a downstairs primary suite, resort-style outdoor space, close proximity to the water, and a substantial solar system already in place.

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THE NEIGHBORHOOD

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18628 Delta Ct, Lathrop, CA 95330

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2015
Full baths: 4
Half baths: 1
Garage spaces: 3
Cooling: CentralAir
Heating: ForcedAir,NaturalGas
Flooring: Vinyl
Pool: No
Parcel: 213410100000

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$3,537.50

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

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Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #41136865 · California Regional MLS

Listing brokerage: Realty ONE Group Future
Listing agent: Tanvir Ali

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.