ActiveResidential · sale

3929 4th St

Galveston, TX 77554

$300,000

  • 2 beds
  • 1 baths
  • 810 sq ft
  • 0.4 acres
  • Built 1970

Listed by Pinnacle Realty Advisors · MLS #ACT1062747

Property photos are not available.

A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1970.

Garage parking

1 garage spaces listed.

Property size

0.4 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Discover coastal living at its finest at 3929 4th St in Galveston! Fully remodeled in 2025, this stunning property blends modern finishes with laid-back island charm. Every detail has been thoughtfully updated, offering a fresh, move-in-ready retreat perfect for full-time living, a weekend getaway, or a vacation rental investment.

Located just 100 yards from the bay and only 300 yards from the Gulf, you’ll enjoy the best of both worlds—peaceful bay views and quick access to sandy ocean beaches. Spend your mornings fishing or kayaking and your evenings soaking in breathtaking coastal sunsets.

This home also includes access to a private boat ramp and pier, making it a dream for boating and water enthusiasts. Whether you're heading out for a day on the water or simply enjoying the sea breeze from your porch, this location delivers the ultimate Galveston lifestyle.

If you’ve been searching for a beautifully updated coastal property with unbeatable water access, this is it. Schedule your showing today and start living the island life!
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THE NEIGHBORHOOD

Explore the location.

3929 4th St, Galveston, TX 77554

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1970
Full baths
1
Half baths
0
Garage spaces
1
Cooling
Central Air, Electric
Heating
Central, Electric
Appliances
Electric Oven, Oven, Refrigerator
Flooring
Vinyl
Fencing
None
Accessibility
None
Pool features
None
Subdivision
Bay Harbor
Parcel
1375-0000-0075-000
HOA
Bay Harbor Improvement Associati
HOA amenities
Common Area Maintenance
HOA fee frequency
Monthly
Elementary school
Outside School District
Middle school
Outside School District
High school
Outside School District
Annual property tax
$4,805.86
HOA fee
$17.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$487.51
Estimated monthly rent$1,250.00
Cap rate2.20%

Annual operating income: $6,600.14

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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3929 4th St, Galveston, TX 77554 · MLS #ACT1062747

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Your purchase plans

Property inquiries go to help@erabrokers.com.

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Listing information

MLS #ACT1062747 · Austin Board of Realtors

Listing brokerage: Pinnacle Realty Advisors
Listing agent: Trey Anderson

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.