1359 Pauma Valley

Banning, CA 92220

$359,900

2 beds
2 baths
1,472 sq ft
0.08 acres
Built 1993

Listed by HIGHLANDER REALTY · MLS #IV26172262

1359 Pauma Valley, Banning, CA 92220 — photo 1

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1359 Pauma Valley, Banning, CA 92220 · MLS #IV26172262

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The true highlight of this home is the back patio, perfectly positioned along the 15th hole of the golf course.

Year built

Built in 1993.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

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Welcome to resort-style living in the highly desirable guard-gated 55+ community of Sun Lakes in Banning! This beautifully maintained 2-bedroom plus office home offers the perfect blend of comfort, functionality, and low-maintenance living, all with stunning golf course views overlooking the 15th hole.

Step inside to discover bright, inviting living and dining areas enhanced by soaring vaulted ceilings and abundant natural light. The versatile office is perfect for working from home, pursuing hobbies, or accommodating overnight guests, while the thoughtfully designed layout offers comfortable bedrooms and welcoming spaces for everyday living and entertaining.

The true highlight of this home is the back patio, perfectly positioned along the 15th hole of the golf course. Enjoy peaceful mornings with a cup of coffee, unwind with breathtaking sunset views, or entertain family and friends from your private outdoor retreat while taking in the beautifully manicured fairway.

Sun Lakes offers an exceptional active adult lifestyle with resort-style amenities, including two championship golf courses, swimming pools, fitness centers, tennis courts, clubhouses, on-site dining, and a vibrant calendar of clubs, activities, and social events. Conveniently located near shopping, restaurants, medical facilities, and freeway access, this home provides the perfect combination of tranquility, recreation, and everyday convenience.

Whether you're an avid golfer or simply appreciate beautiful views and an active lifestyle, this golf course home offers the very best of Sun Lakes living.

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THE NEIGHBORHOOD

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1359 Pauma Valley, Banning, CA 92220

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LOCAL MARKET CONTEXT

Riverside County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$609,275Down 0.3% vs. the previous 12 months

Months of supply4.112-month average

Days on market5312-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1993
Full baths: 2
Garage spaces: 2
Cooling: CentralAir
Heating: Central
Pool: No
Pool features: Association
Subdivision: Sun Lakes
Parcel: 440081015
HOA: Sun Lakes
HOA amenities: Clubhouse,ControlledAccess,FitnessCenter,GolfCourse,Pool,Guard,Security
HOA fee frequency: Monthly
HOA fee: $410.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,499.58

Cap rate—

Annual operating income: —

HOA: Includes $410.00 per month in HOA dues, converted from the $410.00 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #IV26172262 · California Regional MLS

Listing brokerage: HIGHLANDER REALTY
Listing agent: MICHELLE PALUSH-FLORES

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.