500 Atascadero Rd SPC B9

Morro Bay, CA 93442

$199,900

1 beds
1 baths
695 sq ft
Built 2006

Listed by Real Estate eBroker Inc. · MLS #SC26178554

500 Atascadero Rd SPC B9, Morro Bay, CA 93442 — photo 1

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500 Atascadero Rd SPC B9, Morro Bay, CA 93442 · MLS #SC26178554

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Outside, you’ll find two dedicated parking spaces, with the option to convert one into a patio area for outdoor dining, lounging or enjoying Morro Bay’s mild coastal climate.

Year built

Built in 2006.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

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Welcome to easy coastal living at Silver City Resort in beautiful Morro Bay! Located approximately half a mile from the beach, this charming 2006 manufactured home offers an affordable opportunity to enjoy life on California’s Central Coast. With approximately 695 sq. ft., the home features one bedroom, a spacious great room and an open kitchen that creates a comfortable, relaxed living space. Furniture is included, making it especially convenient as a full-time residence, second home or Central Coast getaway. There's even a newer queen size fold-out couch in the great room.

Outside, you’ll find two dedicated parking spaces, with the option to convert one into a patio area for outdoor dining, lounging or enjoying Morro Bay’s mild coastal climate. Storage sheds provide additional space for beach gear, bikes and recreational equipment.

Silver City Resort offers more than just a great location—it’s a friendly, inviting 55+ community where neighbors can become friends. Residents enjoy a clubhouse with a variety of activities and opportunities to socialize, along with a library and kitchen for gatherings and community events. A pocket park provides another pleasant outdoor space to relax and connect with friends and neighbors.

Situated on level terrain, the community is just down the street from the beach and approximately one mile from downtown Morro Bay and the Embarcadero. Spend your days walking the beach, kayaking or paddleboarding on the bay, surfing, fishing, biking, hiking nearby coastal trails, birdwatching or exploring Morro Bay State Park. Enjoy waterfront restaurants, coffee shops, local boutiques, farmers markets and spectacular sunsets along the Embarcadero. Nearby Cayucos, Los Osos, Cambria and San Luis Obispo offer even more to explore.

Whether you're looking for a simpler full-time lifestyle or a furnished second home near the coast, this is a wonderful opportunity to have your own place in Morro Bay and enjoy everything the Central Coast has to offer. No short term rentals. Residency application required. Primary to be 55+, partner can be 45+. Space rent is $999/mo.

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THE NEIGHBORHOOD

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500 Atascadero Rd SPC B9, Morro Bay, CA 93442

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THE DETAILS

The details, all in one place.

Property type: ManufacturedInPark
Category: Residential
Year built: 2006
Full baths: 1
Garage spaces: 0
Cooling: None
Heating: ForcedAir
Appliances: Dishwasher,GasOven,Refrigerator,Dryer,Washer
Flooring: Carpet,Laminate
Utilities: CableConnected,ElectricityConnected,NaturalGasConnected,SewerConnected,WaterConnected
Fencing: Wood
Pool: No
Pool features: None
Spa: No
HOA fee: $0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$832.92

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source reports a $0 fee. Confirm current dues and special assessments before relying on this estimate.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #SC26178554 · California Regional MLS

Listing brokerage: Real Estate eBroker Inc.
Listing agent: Kathy Scruton

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.