38954 Lake Point Court

Bass Lake, CA 93604

$2,100,000

4 beds
4 baths
1,995 sq ft
0.14 acres
Built 1968

Listed by Stars & Stripes Real Estate · MLS #FR26180701

38954 Lake Point Court, Bass Lake, CA 93604 — photo 1

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38954 Lake Point Court, Bass Lake, CA 93604 · MLS #FR26180701

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

Inside, the dramatic living room showcases a striking natural rock wall, while stacking glass slider doors downstairs create a seamless connection to the outdoors.

Details worth a look

A bear resistant gate opens from the rear deck toward beautiful lake views.

Year built

Built in 1968.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Lakefront cabin in Lakeshore Park with Private Dock & Dual Living Spaces! This stunning split-level cabin offers an exceptional combination of privacy, natural beauty, modern luxury, and income potential. Hand-sanded, stained redwood siding complements warm interior pine and redwood walls, creating an authentic mountain retreat with exceptional character.

The thoughtfully designed two-level floor plan features fully independent living spaces upstairs and downstairs, each with its own kitchen—ideal for a primary residence, multi-generational living, guest or mother-in-law accommodations, with short-term rental flexibility. Renovations were completed with Madera County Building Department approval and include a 2023 metal roof with added insulation, new central A/C, downstairs split system, all-new decking and framing, and custom powder-coated handrails. A bear resistant gate opens from the rear deck toward beautiful lake views.

Inside, the dramatic living room showcases a striking natural rock wall, while stacking glass slider doors downstairs create a seamless connection to the outdoors. The beautifully remodeled kitchen features custom walnut cabinetry, Taj Mahal quartz countertops with distinctive chipped-edge detailing, and updated KitchenAid appliances. Downstairs bathroom offers elegant stone finishes, while the private outdoor shower create a true resort-inspired experience.

Saunter down the path to your very own private dock! A low-maintenance aluminum boat dock is included. Even more extraordinary, ownership includes access through a PG&E land lease encompassing approximately 11 acres with a private beach, boat launch, and boat storage, shared exclusively among only 35 neighboring households. One of only two such arrangements on all of Bass Lake, this remarkable setting offers a level of privacy and exclusivity that is truly difficult to replicate.

For those seeking investment potential, the property's dual independent living spaces may provide exceptional flexibility, subject to applicable rental rules and permits. With Bass Lake's highly desirable vacation market and neighboring comparable homes reportedly commanding premium peak-season rental rates, this one-of-a-kind waterfront retreat presents an outstanding opportunity to enjoy the Bass Lake lifestyle while exploring potential income opportunities.

Private. Exclusive. Beautifully renovated. A rare opportunity to own an extraordinary lakefront retreat on Bass Lake.

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Upcoming open houses

Sep 13, 2026 · 9:00 pm–11:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

Explore the location.

38954 Lake Point Court, Bass Lake, CA 93604

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1968
Full baths: 3
Garage spaces: 0
Cooling: CentralAir,Ductless
Heating: Central,Ductless,ForcedAir
Appliances: Dishwasher,Microwave,PropaneRange,Refrigerator,TanklessWaterHeater,Dryer,Washer
Flooring: Laminate
Utilities: ElectricityConnected,Propane,SewerConnected,WaterConnected
Fencing: Security,WroughtIron
Accessibility: SafeEmergencyEgressFromHome
Pool: No
Pool features: None
Parcel: 059182014
HOA fee frequency: Annually
HOA fee: $500.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$8,750.00

Cap rate—

Annual operating income: —

HOA: Includes $41.67 per month in HOA dues, converted from the $500.00 annual fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

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Listing information

MLS #FR26180701 · California Regional MLS

Listing brokerage: Stars & Stripes Real Estate
Listing agent: Theresa Wilson

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.