ActiveResidential · sale

183 H Street

Cayucos, CA 93430

$3,100,000

  • 4 beds
  • 4 baths
  • 2,663 sq ft
  • 0.09 acres
  • Built 2025

Listed by Coldwell Banker Preferred Realtors · MLS #PI26183878

A FEW THINGS TO NOTICE

What stands out.

Living spaces

The main level features a comfortable living room with expansive double sliding doors opening directly to the front patio, complete with a sitting area and firepit creating an inviting space.

Details worth a look

The spacious primary suite offers a large walk-in closet and an open, beautifully designed bathroom with access to a private balcony.

Year built

Built in 2025.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to this exceptional custom-built 2025 home in the coastal community of Cayucos, ideally located within walking distance of both downtown and the beach. Thoughtfully designed with flexibility, indoor-outdoor living and modern comfort in mind, this four bedroom, three and a half bath home offers a unique floor plan with an elevator providing convenient access throughout the home. The main level features a comfortable living room with expansive double sliding doors opening directly to the front patio, complete with a sitting area and firepit creating an inviting space. This level also includes two additional bedrooms, a full bath and a spacious laundry/utility room. Topping off the lower level is a separate private living suite with its own exterior entrance. This space features a bedroom, full bathroom, kitchenette, living area and washer/dryer, and can be completely closed off from the main home ideal for extended a private retreat. Upstairs, the heart of the home is an impressive open concept living and kitchen area highlighted by soaring vaulted ceilings, a fireplace and abundant natural light. The gourmet kitchen features quartz countertops, built-in appliances, a generous island with breakfast bar and an abundance of storage. Double sliding doors in both the living room and adjacent dining area create a seamless connection to the outdoors.

The spacious primary suite offers a large walk-in closet and an open, beautifully designed bathroom with access to a private balcony. Outside is an expansive patio with a built-in barbecue, perfect for entertaining. There's a custom-built spiral staircase leading to a spectacular rooftop sun deck, offering an additional outdoor space to relax, entertain and watch the annual 4th of July fireworks show off the pier. Additional highlights include paid solar, separate HVAC systems for each level, two car tandem garage, custom finishes and thoughtful design throughout. With its flexible floor plan, private guest living space, extensive outdoor amenities and contemporary 2025 construction, this move-in-ready Cayucos home offers a rare combination of luxury, functionality and coastal living.

Upcoming open houses

–9:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

Explore the location.

183 H Street, Cayucos, CA 93430

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2025
Full baths
3
Half baths
1
Garage spaces
2
Cooling
CentralAir,EnergyStarQualifiedEquipment,Gas
Pool
No
Pool features
None
Subdivision
Town of Cayucos(540)
Parcel
064126016
HOA fee
$0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$12,916.67
Cap rate

Annual operating income:

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Your property and current assumptions will be included for our team to review.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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183 H Street, Cayucos, CA 93430 · MLS #PI26183878

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Property inquiries go to help@erabrokers.com.

More in Cayucos.

Listing information

MLS #PI26183878 · California Regional MLS

Listing brokerage: Coldwell Banker Preferred Realtors
Listing agent: Brian Tuttle

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.