ActiveResidential · sale

14430 Rios Canyon Rd

El Cajon, CA 92021

$1,075,000

  • 2 beds
  • 2 baths
  • 1,800 sq ft
  • 1.02 acres
  • Built 1956

Listed by Urban Pacific San Diego Realty · MLS #260022098SD

14430 Rios Canyon Rd, El Cajon, CA 92021 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1956.

Garage parking

6 garage spaces listed.

Property size

1.02 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 14430 Rios Canyon Rd an exceptional El Cajon property offering privacy space extensive upgrades and incredible versatility Nestled in a highly desirable setting with limited neighboring properties this home provides the feeling of a peaceful retreat while still offering convenient access to freeways shopping dining recreation and everyday amenities It would be easier to list what has not been done than everything that hasthis is truly a thoughtfully redesigned home and is not a flip The owner personally invested considerable time and attention into the renovation carefully updating the property with quality functionality and detail in mind and is now selling due to unforeseen circumstances The home features a spacious and welldesigned floor plan with multiple bedrooms and bathrooms making it ideal for comfortable family living or entertaining guests The interior is bright and inviting with abundant natural light fresh paint new LED lighting throughout Level 5 drywall finish new hardsurface flooring throughout a woodburning fireplace new windows a completely remodeled kitchen updated bathrooms and new appliances Major system improvements include a new roof new furnace tankless water heater approximately 90 new plumbing approximately 60 new electrical including the electrical panel and a wholehome softwater treatment system The property also features solar the solar system is subject to an existing loan and buyer is to verify all solar terms balances and obligations One of the propertys most impressive features is the approximately 1200squarefoot detached fully finished and insulated garageshop complete with 12foot ceilings and two dedicated power sources for AC minisplits Whether used as a workshop oversized garage hobby space studio home gym or ultimate man cave this versatile structure offers tremendous potential and could potentially be converted to additional living space subject to buyer investigation and applicable permits The property also includes a pool and sits on approximately 1acre lot and the fenced extra space is a flat 12 acre The fenced land providing a rare blank canvas with ample room for outdoor entertaining recreation gardening additional amenities or other uses With its generous usable land and setting there may also be potential room for horses or other equestrian uses subject to zoning county requirements and buyer verification Beautiful surrounding hills and valley views add to the propertys appeal
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THE NEIGHBORHOOD

Explore the location.

14430 Rios Canyon Rd, El Cajon, CA 92021

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1956
Full baths
2
Half baths
0
Garage spaces
6
Cooling
CentralAir
Heating
ForcedAir,NaturalGas
Appliances
Dishwasher,GasWaterHeater,Refrigerator
Flooring
Wood
Fencing
Partial
Pool
Yes
Pool features
Private
Spa
No
Subdivision
El Cajon
Zoning
R-1:SINGLE
Parcel
3981502000

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$4,479.17
Cap rate—

Annual operating income: —

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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14430 Rios Canyon Rd, El Cajon, CA 92021 · MLS #260022098SD

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Listing information

MLS #260022098SD · California Regional MLS

Listing brokerage: Urban Pacific San Diego Realty
Listing agent: Michael Chious

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.