ActiveResidential · sale

3624 White Sage Lane

San Diego, CA 92105

$999,000

  • 3 beds
  • 2 baths
  • 1,629 sq ft
  • 0.15 acres
  • Built 1980

Listed by ROA California Inc · MLS #PTP2604432

A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1980.

Garage parking

1 garage spaces listed.

Property size

0.15 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 3624 White Sage Ln an exceptionally rare offering in the highly soughtafter Bay Ridge community Situated on the largest lot in the entire development this property presents a truly unique opportunity with the potential to add a detached ADU creating the possibility for a 5unit incomeproducing compound in the heart of central San Diego concept plans available HOA approval allows for ADU construction potential rarely found within attachedhome communities making this an outstanding opportunity for investors multigenerational living or buyers seeking longterm upside Featuring one of the most desirable floor plans in Bay Ridge with a loft layout the home combines flexibility privacy and development potential in a way that is exceedingly difficult to find Tucked into a quiet and secluded section of the neighborhood the expansive backyard offers an incredible amount of usable outdoor space along with the rare ability to further maximize the propertys potential Inside the residence has been thoughtfully updated with a remodeled kitchen upgraded finishes throughout and a functional open layout designed for comfortable everyday living The loft configuration adds architectural character and versatility while the indooroutdoor flow opens seamlessly to the oversized patio and grounds Properties offering this combination of lot size ADU potential location and existing upgrades are extraordinarily rare especially within a newerbuilt community in central San Diego Whether youre searching for a primary residence with future flexibility or a unique valueadd investment opportunity 3624 White Sage Ln stands in a category of its own Virtual renderings included for illustrative purposes only Buyer to verify all ADU potential approvals permits HOA requirements and development feasibility

THE NEIGHBORHOOD

Explore the location.

3624 White Sage Lane, San Diego, CA 92105

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1980
Full baths
2
Garage spaces
1
Cooling
CentralAir
Pool
No
Pool features
Community,Association
Spa
No
Subdivision
Bayridge (BRID)
Zoning
R-1:SINGLE FAM-RES
Parcel
5407110200
HOA
BayRidge
HOA amenities
PicnicArea,Playground,Pool,SpaHotTub
HOA fee frequency
Monthly
HOA fee
$270.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$4,162.50
Cap rate

Annual operating income:

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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3624 White Sage Lane, San Diego, CA 92105 · MLS #PTP2604432

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Listing information

MLS #PTP2604432 · California Regional MLS

Listing brokerage: ROA California Inc
Listing agent: Rob Cunningham-Bergner

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.