ActiveResidential · sale

1140 Desert Gold

Boerne, TX 78006

$689,000

  • 3 beds
  • 2 baths
  • 2,732 sq ft
  • 3.62 acres
  • Built 1984

Listed by North Star Realty Professional · MLS #1966559

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1140 Desert Gold, Boerne, TX 78006 · MLS #1966559

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1984.

Property size

3.62 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 1140 Desert Gold - where country charm meets modern flexibility on a property designed for the way people actually live today. A rare opportunity to own a fully renovated Hill Country Retreat with a 2.25% assumable FHA loan! If you have been dreaming of peaceful Hill Country living without sacrificing convenience this beautifully renovated property is a must see! Situated on 3.62 usable acres in the sought-after Silver Hills community and Boerne ISD, this move-in ready home combines modern updates with the privacy and freedom that acreage living provides. The main home features a warm and inviting layout with generous living spaces, abundant natural light, and room for both everyday comfort and hosting guests. The kitchen opens seamlessly to the living and dining areas, creating a functional flow for gatherings large or small. Outside is where this property truly shines. In addition to the main residence, you'll find a detached flex space currently set up as a home office - ideal for remote work, a studio, gym, guest quarters, or hobby space. The barn adds even more versatility for storage, animals, projects, or recreational use. The property is already equipped with full fencing, two gated access points, and posts for cross-fencing, giving buyers a head start on creating functional livestock areas with just the finishing touches needed. Whether you're planning for horses, chickens, or other animals (no goats!), the groundwork is already in place. Enjoy wide open skies, mature surroundings, and the kind of privacy that's hard to find while still being within reach of city conveniences. Whether you're looking for a homestead feel, multi-functional property, or simply more room to breathe, 1140 Desert Gold delivers. Bonus features include the refrigerator plus washer and dryer conveying with an acceptable offer, making this home even more move-in ready. Chickens can also convey if buyer would like to continue enjoying the farm-fresh lifestyle. Schedule your showing today!

THE NEIGHBORHOOD

Explore the location.

1140 Desert Gold, Boerne, TX 78006

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1984
Full baths
2
Half baths
0
Cooling
One Central
Heating
Central
Flooring
Carpeting, Ceramic Tile
Exterior
4 Sides Masonry
Pool features
None
Subdivision
SILVER HILLS
Parcel
1572000000030
HOA
SILVER HILLS
HOA amenities
None
Elementary school
Boerne
High school
Boerne
Annual property tax
$3,745.65
HOA fee
$18.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,764.05
Estimated monthly rent$2,870.83
Cap rate3.32%

Annual operating income: $22,891.12

HOA: The listing source reports a $18.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

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  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Listing information

MLS #1966559 · San Antonio Board of Realtors

Listing brokerage: North Star Realty Professional
Listing agent: Megan Valdenegro

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.