ActiveResidential · sale

659 Northcliffe Dr

Belton, TX 76513

$350,000

  • 3 beds
  • 2 baths
  • 1,628 sq ft
  • 0.18 acres
  • Built 2014

Listed by Magnolia Realty Round Rock · MLS #ACT8864042

659 Northcliffe Dr, Belton, TX 76513 — photo 1 View full photo
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PROPERTY QUESTIONS & SHOWINGS

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659 Northcliffe Dr, Belton, TX 76513 · MLS #ACT8864042

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The spacious family room is filled with natural light and flows seamlessly into the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, abundant cabinetry, a large center island with bar seating, a walk-in pantry, additional appliance pantry, and two wine refrigerators—perfect for hosting family and friends.

Year built

Built in 2014.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

LOW TAX RATE!!!! Located in highly sought-after Belton ISD, this exceptional home backing up to 30-acre farm, is just minutes from Lake Belton, Baylor Scott & White Medical Center, and the University of Mary Hardin-Baylor, offering the perfect combination of location, luxury, and lifestyle. Immaculately maintained and move-in ready w/inviting open-concept floor plan designed for both everyday living and effortless entertaining. This Omega home FEATURES NEW ROOF/2024, SPRAY FOAM INSULATION, NEW HVAC/2023, NEW WATER HEATER/2024, front & back irrigation, full gutters, and added safety gate for pool!!! The spacious family room is filled with natural light and flows seamlessly into the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, abundant cabinetry, a large center island with bar seating, a walk-in pantry, additional appliance pantry, and two wine refrigerators—perfect for hosting family and friends. The private owner's suite provides a peaceful retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. Every space has been thoughtfully designed to maximize comfort and functionality. Step outside and you'll discover your own backyard oasis. The expansive covered patio is ideal for year-round entertaining with plenty of room for outdoor dining, grilling, and relaxing while overlooking the sparkling in-ground saltwater pool. (New pump & filter 2026) Whether you're hosting summer pool parties, enjoying your morning coffee, or unwinding after a long day, this outdoor living space is sure to impress. The fully fenced backyard offers privacy, room for children and pets to play, and includes a convenient storage building for tools and outdoor equipment. Additional highlights include soaring ceilings, recessed lighting, crown molding, abundant windows that fill the home with natural light, and beautiful finishes throughout.
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THE NEIGHBORHOOD

Explore the location.

659 Northcliffe Dr, Belton, TX 76513

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LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months
Months of supply5.912-month average
Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2014
Full baths
2
Half baths
0
Garage spaces
2
Cooling
Ceiling Fan(s), Central Air
Heating
Central
Appliances
Dishwasher, Disposal, Microwave, Plumbed For Ice Maker, Free-Standing Electric Range, Stainless Steel Appliance(s), Electric Water Heater, Wine Refrigerator
Flooring
Carpet, Tile
Fencing
Back Yard, Privacy, Wood
Accessibility
None
Pool features
In Ground, Outdoor Pool
Subdivision
Northcliffe
Parcel
0088294042
HOA
Northcliffe HOA
HOA amenities
Common Area Maintenance
HOA fee frequency
Annually
Elementary school
Lakewood
Middle school
Lake Belton
High school
Lake Belton
Annual property tax
$4,739.91
HOA fee
$175.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$635.84
Estimated monthly rent$1,458.33
Cap rate2.43%

Annual operating income: $8,505.10

HOA: Includes $14.58 per month in HOA dues, converted from the $175.00 annual fee reported by the listing source.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #ACT8864042 · Austin Board of Realtors

Listing brokerage: Magnolia Realty Round Rock
Listing agent: Tina Stewart

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.