ActiveResidential · sale

205 Avenue

Elgin, TX 78621

$349,000

  • 3 beds
  • 2 baths
  • 2,287 sq ft
  • 0.21 acres
  • Built 1974

Listed by Jeanette Shelby, Realtors · MLS #ACT9776219

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

A large laundry room adds everyday convenience, while the covered back patio creates the perfect place for summer barbecues, outdoor dining, and evenings spent with friends and family.

Year built

Built in 1974.

Property size

0.21 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 205 North Avenue E, a charming stone home filled with warmth, character, and the kind of front porch that feels like home the moment you arrive. Set beneath large mature shade trees in the front yard, this west-facing home invites you to pull up a rocking chair and enjoy slow evenings, golden sunsets, and the small-town charm of Elgin. Inside, the 3 bedroom, 2 bath layout offers an open living and dining area that feels comfortable and welcoming, with plenty of space to gather, relax, and make memories. A versatile bonus room adds even more flexibility and can easily serve as a second living area, formal dining room, home office, or creative space. The kitchen is thoughtfully equipped with a gas cooktop, double ovens, ample cabinetry, and generous counter space, making it ready for everything from weeknight dinners to holiday meals. The spacious primary suite offers a peaceful retreat with an ensuite bath featuring abundant storage, expansive counter space, a double vanity, standing shower, and a timeless clawfoot tub. A large laundry room adds everyday convenience, while the covered back patio creates the perfect place for summer barbecues, outdoor dining, and evenings spent with friends and family. Just two blocks from Main Street, this home places you close to Downtown Elgin’s local restaurants, shops, coffee spots, community events, and the welcoming small-town energy that makes this area so special. Schedule your showing today and experience the charm of 205 North Avenue E for yourself.

THE NEIGHBORHOOD

Explore the location.

205 Avenue, Elgin, TX 78621

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1974
Full baths
2
Half baths
0
Garage spaces
0
Cooling
Ceiling Fan(s), Central Air
Heating
Central
Appliances
Built-In Gas Oven, Gas Cooktop, Free-Standing Refrigerator
Flooring
Tile
Fencing
Back Yard
Accessibility
None
Pool features
None
Subdivision
Puckett
Parcel
82971
Elementary school
Booker T Washington
Middle school
Elgin
High school
Elgin
Annual property tax
$9,052.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$1,454.17
Cap rate

Annual operating income:

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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205 Avenue, Elgin, TX 78621 · MLS #ACT9776219

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Listing information

MLS #ACT9776219 · Austin Board of Realtors

Listing brokerage: Jeanette Shelby, Realtors
Listing agent: Kelly Koenning

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.