ActiveResidential · sale

404 Central

Georgetown, TX 78628

$289,900

  • 3 beds
  • 2 baths
  • 1,306 sq ft
  • 0.23 acres
  • Built 1981

Listed by Watters International Realty · MLS #ACT7136091

A FEW THINGS TO NOTICE

What stands out.

Living spaces

A charm-filled covered front porch greets you upon arrival, leading into a welcoming interior highlighted by a cozy living room with a striking floor-to-ceiling stone fireplace as its focal point.

Year built

Built in 1981.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to a fantastic opportunity in a highly desirable Georgetown location.

Featuring 3 bedrooms, 2 full bathrooms, and 1,306 square feet of living space, this home offers endless potential for buyers or investors looking to add their personal touch and build equity.

A charm-filled covered front porch greets you upon arrival, leading into a welcoming interior highlighted by a cozy living room with a striking floor-to-ceiling stone fireplace as its focal point. The functional eat-in galley kitchen provides a great footprint ready for your modern updates.

Situated on a generous 0.22-acre lot, the property boasts a spacious backyard with plenty of room for outdoor entertaining, gardening, or creating your dream outdoor living space.

Commuters will love the quick, easy access to IH-35, while everyday convenience is covered with great local dining and shopping just minutes away. Best of all, you are less than five minutes from the pristine natural beauty of San Gabriel Park and the iconic Blue Hole Park.

Bring your design ideas and make this promising home your own.

THE NEIGHBORHOOD

Explore the location.

404 Central, Georgetown, TX 78628

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1981
Full baths
2
Half baths
0
Garage spaces
2
Cooling
Ceiling Fan(s), Central Air, Electric
Heating
Central, Fireplace(s)
Appliances
Dishwasher, Free-Standing Gas Range, Refrigerator, Vented Exhaust Fan
Flooring
Carpet, Linoleum, Tile
Fencing
Back Yard, Chain Link, Privacy, Wood
Accessibility
None
Pool features
None
Subdivision
Williams Add
Parcel
20994300000069
Elementary school
Frost
Middle school
Douglas Benold
High school
Georgetown
Annual property tax
$5,086.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$1,207.92
Cap rate

Annual operating income:

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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404 Central, Georgetown, TX 78628 · MLS #ACT7136091

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Property inquiries go to help@erabrokers.com.

More in Georgetown.

Listing information

MLS #ACT7136091 · Austin Board of Realtors

Listing brokerage: Watters International Realty
Listing agent: Chris Watters

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.