ActiveResidential · sale

26 S Cliffwood Circle

Belton, TX 76513

$409,000

  • 3 beds
  • 4 baths
  • 2,422 sq ft
  • 0.46 acres
  • Built 1987

Listed by Covington Real Estate, Inc. · MLS #623128

26 S Cliffwood Circle, Belton, TX 76513 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Living spaces

A fireplace in the living room adds warmth and character, making the space perfect for relaxing.

Details worth a look

Step outside onto the large back deck and enjoy peaceful mornings or entertaining guests in the beautiful outdoor setting.

Year built

Built in 1987.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Located in the desirable community of Morgan's Point Resort, this spacious 3-bedroom, 3-bathroom home offers more than 2,400 square feet of comfortable living space in an exceptional location near Lake Belton. Featuring oversized bedrooms, abundant storage, a 3-car garage, backyard, this home offers plenty of room for both everyday living and entertaining.

Two bedrooms are conveniently located downstairs, and each bedroom features its own private bathroom and split A/C unit for personalized comfort. The spacious master suite and upstairs bedroom offer plenty of room to relax, while updated cabinets and vanities in the master and upstairs bathrooms add a fresh touch.

The beautiful kitchen opens seamlessly to the dining and living areas, creating an inviting gathering space for family and friends. A fireplace in the living room adds warmth and character, making the space perfect for relaxing. Step outside onto the large back deck and enjoy peaceful mornings or entertaining guests in the beautiful outdoor setting.

The large backyard backs up to Corps of Engineers property, providing a beautiful natural backdrop and added privacy. A designated area for RV parking and hookup makes it convenient to store your recreational vehicle and enjoy weekend adventures. With Lake Belton just minutes away, outdoor enthusiasts can enjoy boating, fishing, water sports, walking trails, parks, and countless opportunities to enjoy nature.

The home is also conveniently located near Belton schools and area amenities, while offering the peaceful, relaxed lifestyle of Morgan's Point Resort. With its spacious layout, updated features, oversized bedrooms, private baths, large deck, 3-car garage, and excellent location near Lake Belton.
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THE NEIGHBORHOOD

Explore the location.

26 S Cliffwood Circle, Belton, TX 76513

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LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months
Months of supply5.912-month average
Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1987
Full baths
3
Half baths
1
Garage spaces
3
Cooling
ThreeOrMoreUnits,WallWindowUnits
Heating
Electric,Fireplaces,MultipleHeatingUnits,WindowUnit
Appliances
Dishwasher,ElectricCooktop,Disposal,Oven,WaterHeater
Flooring
Carpet,Tile,Vinyl
Utilities
CableAvailable,ElectricityAvailable,TrashCollectionPublic
Exterior
CoveredPatio,Deck,Porch
Fencing
ChainLink
Pool features
Community,InGround
Spa
No
Subdivision
Morgans Point Resort Sec 8
Parcel
9505

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$1,704.17
Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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26 S Cliffwood Circle, Belton, TX 76513 · MLS #623128

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Listing information

MLS #623128 · Central Texas MLS

Listing brokerage: Covington Real Estate, Inc.
Listing agent: Tonya Jarvis

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.