1199 FM 2271

Belton, TX 76513

$465,000

5 beds
4 baths
3,400 sq ft
0.59 acres
Built 2001

Listed by Anchor Realty · MLS #623076

1199 FM 2271, Belton, TX 76513 — photo 1

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1199 FM 2271, Belton, TX 76513 · MLS #623076

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The main home (two story) was built in 2001 and has recently had both bathrooms completely remodeled, spray foam insulation installed, along with all new flooring and windows.

Year built

Built in 2001.

Property size

0.59 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

So many possibilities with this listing! Fantastic rental, AIR BNB or generational living opportunity!

TWO HOMES sit on this spacious .59 acre lot. Located just across Belton Dam close to Belton Lake, Overlook Ridge Park and next to Miller Springs walking trails.
Both offer separately fenced backyards, and mature trees.
The main home (two story) was built in 2001 and has recently had both bathrooms completely remodeled, spray foam insulation installed, along with all new flooring and windows. It offers 3 bedrooms and 2 bathrooms.
The cozy second home offers 2 bedrooms and 1.5 bathrooms. It is currently leased.
Separate septics and utilities. Owner is willing to provide a one year home warranty for the two story home.
Enjoy walking to Miller Springs for hiking and biking, or head to spend the day at the lake!
Current owner lives in one home and rents the other home. They have also had great success with the units on AIR BNB.
Convenient to Belton ISD Schools, Belton, Temple, UMHB and shopping.
*Buyer to verify all details. Information deemed reliable but not guaranteed.

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THE NEIGHBORHOOD

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1199 FM 2271, Belton, TX 76513

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LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months

Months of supply5.912-month average

Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

Explore the full market report

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2001
Full baths: 3
Half baths: 1
Garage spaces: 0
Cooling: ThreeOrMoreUnits
Heating: Electric
Appliances: ElectricRange,Microwave
Flooring: Vinyl
Utilities: ElectricityAvailable,HighSpeedInternetAvailable,None
Exterior: Deck,PrivateYard,Storage
Fencing: BackYard,Privacy
Pool features: None
Spa: No
Parcel: 34037
Elementary school: Lakewood Elementary
Middle school: Lake Belton Middle School
High school: Lake Belton High School

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,937.50

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Adjust assumptions

Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #623076 · Central Texas MLS

Listing brokerage: Anchor Realty
Listing agent: Melody Clampet

Listing status: Active. Record updated September 11, 2026. Confirm current availability and price with the listing agent.