ActiveResidential · sale

14390 Lyons Valley Road

Jamul, CA 91935

$970,000

  • 4 beds
  • 3 baths
  • 2,455 sq ft
  • 0.6 acres
  • Built 2026

Listed by ROA California Inc · MLS #PTP2604509

A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2026.

Property size

0.6 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Want the country feel without the remote location Brandnew 2026 singlestory in an established intown Jamul neighborhood inside the Otay Water District Approx 2455 SF 4 bedrooms 25 baths on a usable 06acre lot The builder set out to deliver a new home in Jamul at an entrylevel price In a market where groundup construction only pencils at the upper end that is a hard thing to pull off This is how it was done a CrossMod home blending the efficiency of factory construction with permanent sitebuilt features on an engineered permanent foundation The result is the only new home in Jamul offered under 1000000 Everything else for sale in town at this level was built between 1960 and 2000 THE VALUE at 970000 this home prices at 395 per square foot Among intown Jamul homes that closed under 1000000 in 2026 the median was 456 per square foot and ten of the thirteen sold for more per foot than this one Those closings averaged 1880 square feet This home is 2455 And nothing was given up to get there SPACE a singlestory open plan runs from an island kitchen with induction range into a large great room with a private primary suite and a splitbedroom layout Allnew finishes throughout Two covered porches and a twocar carport LAND a usable 06 acre with no rock outcroppings and room to park a trailer or RV along the side and across the back No HOA and no MelloRoos SYSTEMS all new and energy efficient with central air and ENERGY STAR Title 24 compliance Wildland Urban Interface WUI compliant construction including interior fire sprinklers New DEHapproved septic and district water from Otay rather than a well PROTECTION a 1year builder warranty and a 10year structural warranty Nothing here is taken on asis FINANCING titled taxed and financed as real property qualifies for conventional financing and is eligible for Fannie Mae MH Advantage and Freddie Mac CHOICEHome Close to local Jamul shopping about 5 miles from Rancho San Diego and 25 miles from the fire station Already know you want in town Groundup new construction almost never comes available inside the district Downsizing from acreage Same Jamul a fraction of the upkeep and no well to maintain Leaving a subdivision Several times the lot of a tract home with no HOA and no MelloRoos New construction more square footage a usable lot modern systems and a warranty Country living neighborhood close Seller will consider concessions including a rate buydown or closing cost credit Some photos are virtually staged furnishings are not included

THE NEIGHBORHOOD

Explore the location.

14390 Lyons Valley Road, Jamul, CA 91935

Loading property map…

Map position comes from the listing source. Open directions in Google Maps

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2026
Full baths
2
Half baths
1
Garage spaces
0
Cooling
CentralAir
Pool
No
Pool features
None
Spa
No
Zoning
SR-1 SEMI-RURAL RESIDENTI
Parcel
5961720800
HOA fee
$0.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$4,041.67
Cap rate

Annual operating income:

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

YOUR CAREER. YOUR NEXT CHAPTER.

Find your place in real estate.

Just getting started?

Explore real estate education and available licensing courses through ARTI Academics.

Become a real estate agent

Ready to work with ERA?

Discover the people, broker support, technology and education behind an ERA real estate career.

Join ERA Brokers

Moving for work?

Explore ERA Corporate Services for relocation assistance, employer programs, and information for veterans and military families.

Explore Corporate Services
Contact ERA about this property

Ask about this property.

14390 Lyons Valley Road, Jamul, CA 91935 · MLS #PTP2604509

Your preferred tour

Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Property inquiries go to help@erabrokers.com.

More in Jamul.

Listing information

MLS #PTP2604509 · California Regional MLS

Listing brokerage: ROA California Inc
Listing agent: Vincent Ferrer

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.