ActiveResidential · sale

862 Indian Creek Loop

Kerrville, TX 78028

$635,000

  • 4 beds
  • 3 baths
  • 3,036 sq ft
  • 5.96 acres
  • Built 1984

Listed by Compass RE Texas, LLC - SA · MLS #2009333

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862 Indian Creek Loop, Kerrville, TX 78028 · MLS #2009333

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

High ceilings bring a sense of scale to the living room, while a floor-to-ceiling stone fireplace adds character and a full wall of windows frames the surrounding scenery.

Details worth a look

Outside, the elevated back deck makes the most of the long-range views, while the fire-pit area offers a natural gathering place beneath the stars.

Year built

Built in 1984.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

AG Exemption in Tierra Linda Ranch + RV Barn with Hookups! Set near one of the highest points in the community, this 3,036-square-foot home sits on nearly six acres with expansive southern views across the Hill Country. Tierra Linda Ranch is an established 3,000+ acre working-ranch community where free-roaming cattle, active ranch operations, native and exotic wildlife, creeks, and scenic ponds create a lifestyle that feels distinctly Texas. Kerrville is approximately 15 minutes away, with Fredericksburg about a 30-minute drive. The home is designed for primarily single-level living, with all four bedrooms and the main living spaces located on the main floor. High ceilings bring a sense of scale to the living room, while a floor-to-ceiling stone fireplace adds character and a full wall of windows frames the surrounding scenery. The kitchen features solid-surface countertops, double ovens, abundant cabinetry, and generous prep space for holidays, gatherings, and daily meals. Spacious secondary bedrooms provide comfortable accommodations for family or guests, while a separate office/flex room adds flexible space for working from home, hobbies, or 5th bedroom. Bamboo flooring runs through the main living areas, complemented by tile in the hallways, vinyl flooring in the laundry room, and carpet in the bedrooms. Outside, the elevated back deck makes the most of the long-range views, while the fire-pit area offers a natural gathering place beneath the stars. The approximately 36-by-18-foot RV barn has electricity, is pre-plumbed, and includes a 220-volt connection. Previously used as a party barn, it can accommodate RV storage, entertaining, hobbies, equipment, or workshop needs. An oversized two-car garage includes an approximately 320-square-foot workshop on the lower level, along with additional storage. Recent improvements include exterior paint on the home and RV barn in 2025, newer HVAC systems, an updated water heater, a whole-house fan, a REME HALO HVAC air-purification system, a replaced well pump, and a septic system installed in 2019. Tierra Linda Ranch amenities include a community pool, tennis and pickleball courts, clubhouse, library, picnic pavilions, a private airport with a 3,000-foot paved runway, two stocked fishing lakes, and horseback riding with the ranch horses. Residents can explore hundreds of acres of shared ranch land and may encounter axis deer, blackbuck antelope, mouflon sheep, and other wildlife along the way. If you've been searching for unforgettable views, room to roam, and the perfect blend of luxury and authentic Texas Ranch living, this extraordinary Hill Country property is one you don't want to miss.

THE NEIGHBORHOOD

Explore the location.

862 Indian Creek Loop, Kerrville, TX 78028

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1984
Full baths
2
Half baths
1
Cooling
Two Central
Heating
Central
Flooring
Carpeting, Ceramic Tile, Wood, Vinyl
Exterior
Cement Fiber, 1 Side Masonry
Pool features
None
Subdivision
TIERRA LINDA RANCH
Parcel
37442
HOA
TIERRA LINDA RANCH HOMEOWNERS’ ASSOCIATION
HOA amenities
Pool, Tennis, Clubhouse, Park/Playground, Airport Property, Other - See Remarks
Annual property tax
$5,421.10
HOA fee
$412.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$1,471.11
Estimated monthly rent$2,645.83
Cap rate3.03%

Annual operating income: $19,240.87

HOA: The listing source reports a $412.00 HOA fee, but not a usable payment frequency. HOA costs are not included in this estimate. Choose a monthly amount under Adjust assumptions.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

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  2. Make a strong first impression.

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  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Listing information

MLS #2009333 · San Antonio Board of Realtors

Listing brokerage: Compass RE Texas, LLC - SA
Listing agent: Samantha Baer

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.