404 N Hill Street

Itasca, TX 76055

$114,999

2 beds
1 baths
1,040 sq ft
0.17 acres
Built 1920

Listed by Asset Realty · MLS #622794

404 N Hill Street, Itasca, TX 76055 — photo 1

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404 N Hill Street, Itasca, TX 76055 · MLS #622794

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1920.

Property size

0.17 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

**PRICED TO SELL | $0 DOWN ELIGIBLE | 2026 COMPLETE REMODEL**

Stop renting and start building equity! This charming, fully updated 2-bedroom home in Itasca combines classic Texas character with modern upgrades—offering the ultimate move-in-ready experience at a price point that actually makes sense.

**UPGRADES & HIGHLIGHTS**

* **2026 Fresh Remodel:** Stunningly refinished original hardwood floors, fresh interior paint, updated designer lighting, and new remote-controlled ceiling fans throughout.
* **Turnkey & Low Maintenance:** Enjoy modern comfort and peace of mind with zero renovation headaches required.
* **$0 Down Payment Potential:** Located in a USDA-eligible area, allowing qualified buyers to explore 100% financing options with low competitive rates.

**UNBEATABLE LOCATION**

* **Walkable Living:** Walk to local schools (Grades 1–12) and historic Downtown Itasca’s dining, shops, and community events.
* **Commuter's Dream:** Quick, effortless access to I-35 puts both the DFW Metroplex and Waco within easy reach, giving you big-city access with small-town affordability.

Whether you are looking for an affordable starter home, a hassle-free downsize, or a high-yield investment property in Hill County, this gem won't last through the weekend.

**Don't let someone else snatch up your equity. Schedule your private tour of 404 N Hill St today before it's gone!**

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THE NEIGHBORHOOD

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404 N Hill Street, Itasca, TX 76055

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THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1920
Full baths: 1
Half baths: 0
Garage spaces: 0
Cooling: ThreeOrMoreUnits
Heating: NaturalGas
Appliances: GasRange,Microwave,Refrigerator,SomeGasAppliances,Range
Flooring: Wood
Utilities: ElectricityAvailable,NaturalGasAvailable,TrashCollectionPublic
Exterior: Porch
Fencing: BackYard,FrontYard
Pool features: None
Spa: No
Subdivision: Barnes-Underwood
Parcel: 119192

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$479.16

Cap rate—

Annual operating income: —

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Adjust assumptions

Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #622794 · Central Texas MLS

Listing brokerage: Asset Realty
Listing agent: Christi Anderson

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.