ActiveResidential · sale

15975 Charlya

Temple, TX 76502

$389,000

  • 4 beds
  • 2 baths
  • 1,945 sq ft
  • 0.34 acres
  • Built 2021

Listed by Realty of America, LLC · MLS #ACT4589054

15975 Charlya, Temple, TX 76502 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

The covered back patio is ready for game days and gatherings with its outdoor TV setup, making it the perfect place to relax year-round.

Year built

Built in 2021.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Experience peaceful Hill Country living in the desirable gated Tanglewood community near Lake Belton. Situated on a generously sized lot, this beautifully maintained home offers the perfect blend of privacy, comfort, and thoughtful upgrades, all while remaining just minutes from Temple, Belton, shopping, dining, and Lake Belton recreation.

Inside, you'll find an inviting open-concept floor plan with luxury laminate flooring throughout the entire home, including all bedrooms and closets, creating a seamless, low-maintenance living space. Custom window treatments add an elegant touch, while the spacious layout is ideal for both everyday living and entertaining.

Step outside to enjoy the large, private backyard, where frequent visits from neighborhood deer create a peaceful setting you'll love. The covered back patio is ready for game days and gatherings with its outdoor TV setup, making it the perfect place to relax year-round. The property also includes an irrigated garden area for gardening enthusiasts.

Additional features include a 30-amp RV outlet, a 50-amp portable generator plug with Square D interlock panel for full-house generator hookup, and numerous thoughtful upgrades designed for convenience and peace of mind. Friendly neighbors and the quiet surroundings only add to this home's appeal.

If you're looking for privacy, modern finishes, outdoor enjoyment, and a welcoming community just moments from Lake Belton, this exceptional property is ready to welcome you home.
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THE NEIGHBORHOOD

Explore the location.

15975 Charlya, Temple, TX 76502

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2021
Full baths
2
Half baths
0
Garage spaces
2
Cooling
Central Air, Electric
Heating
Central, Electric
Appliances
Dishwasher, Disposal, Exhaust Fan, Oven, Double Oven, Vented Exhaust Fan, Electric Water Heater
Flooring
Laminate, Tile
Fencing
Back Yard, Gate, Privacy
Accessibility
None
Pool features
None
Subdivision
Tanglewood
Parcel
0922150802
HOA
Tanglewood
HOA amenities
Common Area Maintenance
HOA fee frequency
Annually
Elementary school
High Point
Middle school
North Belton
High school
Lake Belton
Annual property tax
$6,537.08
HOA fee
$392.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$593.76
Estimated monthly rent$1,620.83
Cap rate2.08%

Annual operating income: $8,097.65

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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15975 Charlya, Temple, TX 76502 · MLS #ACT4589054

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Property inquiries go to help@erabrokers.com.

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Listing information

MLS #ACT4589054 · Austin Board of Realtors

Listing brokerage: Realty of America, LLC
Listing agent: Ryan Smith

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.