ActiveResidential · sale

2604 5th Ave 406

San Diego, CA 92103

$1,789,000

  • 2 beds
  • 2 baths
  • 1,607 sq ft
  • Built 2019

Listed by EXp Realty of California, Inc · MLS #260019470SD

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PROPERTY QUESTIONS & SHOWINGS

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2604 5th Ave 406, San Diego, CA 92103 · MLS #260019470SD

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2019.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Some homes have views... This one has perspective... Elevated living finds its expression at 41 West in prestigious Bankers Hill. Framed by the graceful canopy of San Diego’s iconic palm treetops, this residence enjoys sweeping southwest panoramas across San Diego Bay and the surrounding cityscape. The home reflects a refined contemporary aesthetic where open living spaces and expansive glass create a seamless dialogue between indoors and the terrace beyond. A thoughtfully composed split-bedroom layout is anchored by a designer kitchen appointed with Italian Armony Cucine cabinetry and a full suite of Miele appliances complemented by generous island workspace. Luxurious baths, spacious wardrobes, gallery-smooth Level 5 wall finishes, and upgraded tech/AV enhancements elevate the interior experience. Dual EV charger chords integrated with the EverCharge system, including a Tesla connector which adds forward-thinking convenience. *See Supplement for more Details* This residence is a rare opportunity to enter one of 41 West’s premier view tiers. 41 West was designed around a simple Southern California truth: life is better when indoors and outdoors flow together. The residence features dramatic NanaWall glass doors that dissolve the boundary between the interior and a generous private terrace. Here, San Diego’s temperate climate, sweeping bay vistas, and iconic skyline views become a seamless part of the everyday experience. Interiors reflect a refined contemporary aesthetic with voluminous 10-foot ceilings. Residents of 41 West enjoy an elevated lifestyle beginning with the striking two-story lobby and continuing through amenities including 24-hour reception, fireside lounge, fitness studio and lounge, pet wash spa station, secure underground parking, and bicycle storage. Just moments away lies Balboa Park, San Diego’s cultural crown jewel… At 41 West, the address is impressive—but the lifestyle is what truly stays with you.

THE NEIGHBORHOOD

Explore the location.

2604 5th Ave 406, San Diego, CA 92103

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Map position comes from the listing source. Open directions in Google Maps

LOCAL MARKET CONTEXT

San Diego County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$917,223Up 1.4% vs. the previous 12 months
Months of supply2.712-month average
Days on market3312-month weighted average

These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2019
Full baths
2
Half baths
0
Garage spaces
2
Cooling
CentralAir
Heating
ForcedAir,SeeRemarks
Appliances
ConvectionOven,Dishwasher,GasCooking,Disposal,GasWaterHeater,IceMaker,Microwave,Refrigerator
Fencing
None
Pool
No
Pool features
None
Spa
Yes
Subdivision
Downtown
Parcel
4527150618
HOA
41West
HOA amenities
MaintenanceGrounds,Insurance,Other,Trash
HOA fee frequency
Monthly
HOA fee
$1,582.47

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$7,454.17
Cap rate

Annual operating income:

HOA: Includes $1,582.47 per month in HOA dues, converted from the $1,582.47 monthly fee reported by the listing source.

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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Listing information

MLS #260019470SD · California Regional MLS

Listing brokerage: EXp Realty of California, Inc
Listing agent: Ken Pecus

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.