ActiveResidential · sale

1507 Cummings St

Luling, TX 78648

$99,000

  • 2 beds
  • 1 baths
  • 1,758 sq ft
  • 0.22 acres
  • Built 1930

Listed by Lloyd Barnes Real Estate Team · MLS #ACT2793501

1507 Cummings St, Luling, TX 78648 — photo 1 View full photo
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PROPERTY QUESTIONS & SHOWINGS

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1507 Cummings St, Luling, TX 78648 · MLS #ACT2793501

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A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Enjoy it as an efficient full-time home, weekend retreat, or explore the possibility of expanding the residence while creating a beautiful yard, garden, or outdoor living space.

Year built

Built in 1930.

Property size

0.22 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Unique investment and renovation opportunity featuring two existing dwellings on one spacious property. The primary livable residence, built in 2018, offers one bedroom and one bathroom with a comfortable, low-maintenance layout. Enjoy it as an efficient full-time home, weekend retreat, or explore the possibility of expanding the residence while creating a beautiful yard, garden, or outdoor living space.

Also located on the property is the original 1930 home, which is currently in very poor, unlivable condition and will require substantial rehabilitation. For a buyer with the experience, resources, and vision to take on a major renovation, the existing second dwelling presents a rare and potentially valuable opportunity.

The property is currently zoned for single-family residential use and one dwelling. Demolition or removal of the original home may affect the ability to maintain two dwellings on the property. Buyers should independently verify zoning, renovation, expansion, permitting, and intended-use plans with the appropriate city authorities before purchase. Property is being offered in its present condition.
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THE NEIGHBORHOOD

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1507 Cummings St, Luling, TX 78648

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1930
Full baths
1
Cooling
Ceiling Fan(s), Wall/Window Unit(s)
Appliances
Gas Range, Microwave, Free-Standing Gas Range, Free-Standing Refrigerator
Flooring
Laminate
Fencing
Back Yard, Chain Link, Privacy
Subdivision
Highland Estates
Parcel
070071500006180
Elementary school
Leonard Shanklin
Middle school
Gilbert Gerdes
High school
Luling
Annual property tax
$2,089.93

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$124.28
Estimated monthly rent$412.50
Cap rate1.76%

Annual operating income: $1,738.87

HOA: No HOA cost is included because the listing source does not report one. Confirm whether HOA dues apply before relying on this estimate.

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Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
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Listing information

MLS #ACT2793501 · Austin Board of Realtors

Listing brokerage: Lloyd Barnes Real Estate Team
Listing agent: Shelly Moore

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.