ActiveResidential · sale

1050 Concord st

Point Loma, CA 92106

$1,862,500

  • 4 beds
  • 2 baths
  • 1,594 sq ft
  • Built 1944

Listed by Halcyon · MLS #260016586SD

1050 Concord st, Point Loma, CA 92106 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1944.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to this beautifully updated 4bedroom 2bath home where timeless character meets modern comfort in an exceptional coastal setting Just steps from stunning bay views and refreshed by cool coastal breezes this home offers the perfect blend of lifestyle convenience and versatility The heart of the home is a completely remodeled kitchen featuring a spacious peninsula island a 36inch range brand new dishwasher and a convenient drawer microwave combining stylish finishes with modern functionality The refinished original hardwood floors add warmth and charm throughout while new electrical and plumbing upgrades provide added peace of mind A standout feature is the fully permitted ADU thoughtfully designed as one of the four bedrooms Complete with its own private entrance kitchenette separate laundry area and dedicated minisplit heating and cooling system this flexible space is ideal for multigenerational living guests a private home office or rental income potential Whether youre looking for a home that adapts to your changing needs or an opportunity to generate additional income this property delivers unmatched flexibility in a soughtafter location Enjoy morning walks through this lovely neighborhood cool ocean breezes and all the benefits of coastal living in a moveinready home thats been beautifully renovated from top to bottom New concrete driveway and unpermitted 2 car garage in lower part of the backyard with easy access from the side yard ADU is a permitted garage conversion Kitchenette Hot plate sink New 2 car garage is located at the bottom of the property
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THE NEIGHBORHOOD

Explore the location.

1050 Concord st, Point Loma, CA 92106

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1944
Full baths
2
Half baths
0
Garage spaces
2
Cooling
None
Heating
Combination,Electric
Appliances
SixBurnerStove,Dishwasher,GasCooking,Disposal,Microwave,RangeHood
Fencing
Block,GoodCondition
Pool
No
Pool features
None
Spa
No
Subdivision
Point Loma
Parcel
5311710500

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$7,760.42
Cap rate—

Annual operating income: —

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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1050 Concord st, Point Loma, CA 92106 · MLS #260016586SD

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More in Point Loma.

1174 Locust Street$779,9001174 Locust StreetPoint Loma, CA

Listing information

MLS #260016586SD · California Regional MLS

Listing brokerage: Halcyon
Listing agent: Marla Martin

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.