ActiveResidential · sale

20911 Waterside

Lago Vista, TX 78645

$449,000

  • 3 beds
  • 4 baths
  • 1,942 sq ft
  • 0.18 acres
  • Built 2002

Listed by RE/MAX Suburbia · MLS #ACT8399860

A FEW THINGS TO NOTICE

What stands out.

Details worth a look

Upper and lower balcony decks provide the perfect place to relax and take in the lake views, which are protected from future obstruction by deed restrictions.

Year built

Built in 2002.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Tucked inside the gated, lake-access community of Waterside Oaks, this beautiful waterfront end-unit condo offers added privacy with no adjoining neighbor on one side and puts you right in the heart of Lake Travis living. Featuring 3 bedrooms, 3.5 bathrooms, fresh interior paint, and brand-new carpet, this home combines comfort and style. The lake views set the scene, while the open-concept floor plan and abundant natural light create an airy, welcoming atmosphere. Upper and lower balcony decks provide the perfect place to relax and take in the lake views, which are protected from future obstruction by deed restrictions. The lower level features two spacious bedrooms, each with its own private en-suite bathroom and direct access to the covered balcony. The primary bathroom has a spacious quartz countertop. Upstairs, the oversized bedroom offers a full bath and a walk-in closet.
A full-size two-car garage, along with additional parking in front of the home, provides plenty of space for residents and guests. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property offers everything you need to embrace the lake lifestyle. If used as a rental property, the community requires a minimum lease term of 90 days.
Waterside Oaks owners enjoy exclusive access to a private community pool overlooking the lake, just a short walk from the shoreline, as well as a private boat ramp. In addition, a mandatory annual Lago Vista Property Owners Association (LVPOA) fee of $240 provides access to many amenities, including multiple waterfront parks, additional boat ramps, a marina, swimming pool, tennis courts, a fishing well, two fitness centers, playgrounds, campgrounds, and more!

THE NEIGHBORHOOD

Explore the location.

20911 Waterside, Lago Vista, TX 78645

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2002
Full baths
3
Half baths
1
Garage spaces
2
Cooling
Central Air
Heating
Central
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Range
Flooring
Tile
Fencing
None
Accessibility
None
Pool features
In Ground
Subdivision
Waterside Oaks Condo Amd
Parcel
01608804100000
HOA
WATERSIDE OAKS
HOA amenities
Common Area Maintenance, Insurance, Maintenance Structure
HOA fee frequency
Monthly
Elementary school
Lago Vista
Middle school
Lago Vista
High school
Lago Vista
Annual property tax
$8,348.20
HOA fee
$400.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$269.01
Estimated monthly rent$1,870.83
Cap rate0.97%

Annual operating income: $4,350.57

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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20911 Waterside, Lago Vista, TX 78645 · MLS #ACT8399860

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Listing information

MLS #ACT8399860 · Austin Board of Realtors

Listing brokerage: RE/MAX Suburbia
Listing agent: Enrique Lopez

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.