16 Calle Maria

Rancho Santa Margarita, CA 92688

$899,000

2 beds
2 baths
1,475 sq ft
Built 1986

Listed by Ford Realty Group · MLS #OC26108401

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A FEW THINGS TO NOTICE

What stands out.

Living spaces

The grand living room is truly the heart of the home, featuring soaring high ceilings, recessed lighting, and a romantic fireplace with a custom mantel, creating a warm and inviting ambiance.

Year built

Built in 1986.

Garage parking

2 garage spaces listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 16 Calle Maria in the highly desirable lakeside community of Marbella in Rancho Santa Margarita! Rarely available SINGLE STORY living filled with character and charm, this inviting home offers 2 bedrooms, 2 bathrooms, and an attached 2-car garage with a driveway, plus only one shared wall for added privacy. Plenty of guest parking is conveniently located directly in front of the home, making it easy to welcome family and friends.

The grand living room is truly the heart of the home, featuring soaring high ceilings, recessed lighting, and a romantic fireplace with a custom mantel, creating a warm and inviting ambiance. The charming dining alcove showcases custom stained glass windows that add timeless character and architectural charm. If you are looking for that WOW factor, this is it! The perfect space to relax, entertain, and create lasting memories.

The spacious primary suite features vaulted ceilings and dual oversized walk-in closets with custom closet organizers, providing exceptional storage and organization while creating a true sense of space and comfort. The primary bathroom is enhanced by a skylight that fills the space with beautiful natural light, creating a bright and airy retreat.

This home has been beautifully refreshed with brand-new laminate flooring, new baseboards, fresh interior paint in Dunn-Edwards Light Beige, new recessed lighting, updated electrical switches and outlets, and new bathroom light fixtures, making it truly move-in ready. Plantation shutters in select rooms add timeless style and warmth throughout.

Enjoy everything Marbella has to offer, just moments from the lake, resort-style pool and spa, parks, restaurants, shopping, and scenic walking trails. This is a rare opportunity to own a charming SINGLE STORY home in one of Rancho Santa Margarita's most sought-after communities.

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Upcoming open houses

Sep 13, 2026 · 8:00 pm–11:00 pm · Confirm the schedule with the listing team.

THE NEIGHBORHOOD

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16 Calle Maria, Rancho Santa Margarita, CA 92688

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LOCAL MARKET CONTEXT

Orange County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$1,230,134Up 2.6% vs. the previous 12 months

Months of supply2.912-month average

Days on market3712-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 1986
Full baths: 2
Garage spaces: 2
Cooling: CentralAir
Heating: Central,ForcedAir,Fireplaces
Appliances: BuiltInRange,Dishwasher,ElectricOven,GasCooktop,Disposal,GasRange,GasWaterHeater,Microwave,WaterToRefrigerator,WaterHeater
Flooring: Laminate
Utilities: CableAvailable,ElectricityAvailable,ElectricityConnected,NaturalGasAvailable,NaturalGasConnected,PhoneAvailable,PhoneConnected,SewerAvailable,SewerConnected,WaterAvailable,WaterConnected
Fencing: StuccoWall,WroughtIron
Accessibility: NoStairs,Parking,AccessibleEntrance
Pool: No
Pool features: Community,Fenced,Heated,InGround,Association
Spa: Yes
Subdivision: Marbella (MB)
Parcel: 93228513
HOA: Marbella
HOA amenities: SportCourt,DogPark,MaintenanceGrounds,MaintenanceFrontYard,OutdoorCookingArea,OtherCourts,Barbecue,PicnicArea,Playground,Pickleball,Pool,SpaHotTub,TennisCourts,Trails
HOA fee frequency: Monthly
Elementary school: Trabuco Mesa
Middle school: Rancho Santa Margarita
High school: Trabucco Hills
HOA fee: $700.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$3,745.83

Cap rate—

Annual operating income: —

HOA: Includes $700.00 per month in HOA dues, converted from the $700.00 monthly fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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16 Calle Maria, Rancho Santa Margarita, CA 92688 · MLS #OC26108401

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Listing information

MLS #OC26108401 · California Regional MLS

Listing brokerage: Ford Realty Group
Listing agent: Christina Ford

Listing status: Active. Record updated September 12, 2026. Confirm current availability and price with the listing agent.

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. "CRMLS" and is protected by all applicable Copyright © 2023 laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Information deemed reliable but not guaranteed. Copyright © 2023 California Regional Multiple Listing Service, Inc. All rights reserved.