709 Ripplewood Drive

Temple, TX 76502

$284,450

3 beds
2 baths
1,606 sq ft
0.13 acres
Built 2022

Listed by Oaks of Texas Real Estate, LLC · MLS #620681

709 Ripplewood Drive, Temple, TX 76502 — photo 1

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PROPERTY QUESTIONS & SHOWINGS

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709 Ripplewood Drive, Temple, TX 76502 · MLS #620681

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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2022.

Garage parking

2 garage spaces listed.

Property size

0.13 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Like-new 2022 home that has barely been lived in.
Used only as a second home and meticulously maintained with no kids or pets, this 3-bed, 2-bath residence in the desirable West Temple area of Belton ISD feels practically brand new. Enjoy desirable upgrades including granite countertops, undermount sinks, a sprinkler system, fully sodded backyard, and a new roof installed in 2025. The covered back porch faces east for cool evening shade—perfect for relaxing.
Refrigerator, washer, dryer, and existing furnishings are available for purchase—ideal as a primary home or low-maintenance investment. Walking distance to elementary school, church, banks, and restaurants, plus neighborhood amenities including walking trails, park, picnic grills, and community pavilion. Homes this carefully maintained and barely lived in rarely come available—don’t let this one pass you by.

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THE NEIGHBORHOOD

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709 Ripplewood Drive, Temple, TX 76502

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LOCAL MARKET CONTEXT

Bell County housing market

See the broader conditions surrounding this property through ERA Brokers Consolidated research.

12-month price trend$278,347Up 0.8% vs. the previous 12 months

Months of supply5.912-month average

Days on market11212-month weighted average

Latest available data: August 2026. Research by ERA Brokers Consolidated.

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These figures describe the broader reporting area and do not determine this property’s value, condition, availability, or likely sale price.

THE DETAILS

The details, all in one place.

Property type: Residential
Category: Residential
Year built: 2022
Full baths: 2
Half baths: 0
Garage spaces: 2
Cooling: CentralAir,OneUnit
Heating: Central,Electric
Appliances: Dishwasher,ElectricRange,ElectricWaterHeater,Disposal,Microwave
Flooring: Carpet,Vinyl
Utilities: CableAvailable,ElectricityAvailable,HighSpeedInternetAvailable,PhoneAvailable
Exterior: CoveredPatio
Fencing: Wood
Pool features: None
Spa: No
Subdivision: Villages Of Westfield Ph II
Parcel: 472070
HOA: Westfield HOA
HOA fee frequency: Annually
HOA fee: $105.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—

Estimated monthly rent$1,185.21

Cap rate—

Annual operating income: —

HOA: Includes $8.75 per month in HOA dues, converted from the $105.00 annual fee reported by the listing source.

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Purchase price

Rental income & operating costs

Estimated monthly rent

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Vacancy allowance (%) Management fee (%) Maintenance reserve (%) Capital reserve (%)

Annual property tax

Annual insurance

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Monthly HOA

Other monthly costs

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

Down payment (%) Interest rate (%) Loan term

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

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Listing information

MLS #620681 · Central Texas MLS

Listing brokerage: Oaks of Texas Real Estate, LLC
Listing agent: Ginger McEowen

Listing status: Active. Record updated September 10, 2026. Confirm current availability and price with the listing agent.