ActiveResidential · sale

11 Ridgewood

Morgans Point Resort, TX 76513

$329,700

  • 3 beds
  • 1,804 sq ft
  • 0.17 acres
  • Built 1966

Listed by Keller Williams Realty Brazos · MLS #620025

A FEW THINGS TO NOTICE

What stands out.

Living spaces

Spacious kitchen opens to living room & dining area.

Details worth a look

Just steps away is Oakmont Park with access to Lake Belton; Beautiful Sunsets & Walking Trails; Accessible from large owner's retreat is covered patio with sink adjacent to wood deck with benches and 7'x12' Swim Spa.

Year built

Built in 1966.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

11 Ridgewood Drive is an amazing lake area retreat home located in Morgan's Point Resort Community with many amenities to enjoy! Just steps away is Oakmont Park with access to Lake Belton; Beautiful Sunsets & Walking Trails; Accessible from large owner's retreat is covered patio with sink adjacent to wood deck with benches and 7'x12' Swim Spa. Spacious kitchen opens to living room & dining area. Lots of Kitchen cabinets & cabinet tops and extra large center island with even more space for cooking, entertaining & seating. Owners retreat has large bedroom with office space. Extra large walk-in closet could have multi-purpose use such as office, nursery, work out space, and/or extra storage. Garage/Workshop has electricity, workbench, built-in storage shelves and lawn mower storage accessible from fenced back yard plus there's a 30 amp RV plug on side of garage next to space for RV parking or a boat. Gated fence entry to side of home with paved sidewalk to front entry & patio next to large shade tree with space for outdoor seating, picnic tables, outdoor grilling and/or a fire pit. Window over kitchen sink has view of side patio. Laundry utility room has entry from large covered carport or a hallway with 2 bedrooms and door to fenced back yard. Exterior features also include Raised Bed Garden, 3 Peach Trees, 2 Fig Trees and Red Maple Tree. Within home's walking distance are 2 Restaurants, Yoga & Fitness, Hair Salon, Dollar General, Morgan's Point Square & sidewalk to Lake Belton HS next to High Point Elementary. Morgan's Point Resort Community Amenities include:State Kayak Trail, Lake Access, Several Boat Ramps,3 Marinas, Community Pool, Community Room, BBQ/Picnic Area, Playground, Basketball & Tennis Courts & Multiple Parks. Some of many sellers upgrades include: generator connection at back of home; Water Heater Replaced 2026 & 2025 House & Garage Roof and Outside A/C Unit. 11 Ridgewood Dr is near Belton/Temple/Killeen/Fort Hood. This is a must see home & community!

THE NEIGHBORHOOD

Explore the location.

11 Ridgewood, Morgans Point Resort, TX 76513

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1966
Full baths
2
Half baths
0
Garage spaces
1
Cooling
CentralAir,Electric,OneUnit
Heating
Central,Electric
Appliances
Dishwasher,ElectricRange,ElectricWaterHeater,Other,RangeHood,SeeRemarks,SomeElectricAppliances,Microwave,Range
Flooring
Carpet,CeramicTile,Laminate,Tile
Utilities
TrashCollectionPublic
Exterior
Awnings,CoveredPatio,Deck,Other,Porch,RainGutters,Storage,SeeRemarks,Lighting
Fencing
BackYard,ChainLink,CrossFenced,Gate,Wood,WroughtIron
Accessibility
AccessibleClosets,GrabBars,LevelLot
Pool features
Community,Fiberglass,ElectricHeat,PoolSpaCombo
Spa
Yes
Subdivision
Morgans Point Resort Sec 3
Parcel
30095
Elementary school
High Point Elementary
Middle school
North Belton Middle School
High school
Lake Belton High School

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$1,373.75
Cap rate

Annual operating income:

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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11 Ridgewood, Morgans Point Resort, TX 76513 · MLS #620025

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Listing information

MLS #620025 · Central Texas MLS

Listing brokerage: Keller Williams Realty Brazos
Listing agent: David Weakley

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.