ActiveResidential · sale

406 Live Oak

Smithville, TX 78957

$279,000

  • 2 beds
  • 2 baths
  • 1,105 sq ft
  • 0.17 acres
  • Built 1920

Listed by All City Real Estate Ltd. Co · MLS #ACT3597485

406 Live Oak, Smithville, TX 78957 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 1920.

Property size

0.17 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Beautifully restored with timeless charm, this 1920 home offers the perfect blend of historic character and modern comfort. Located on a quiet corner lot in Smithville's Mt. Pleasant neighborhood—affectionately known as "The Hill"—this charming 2-bedroom, 1.5-bath home offers 1,105 square feet on 0.172 acres, less than one mile from historic downtown Smithville and the Colorado River. Featuring authentic clapboard wood siding, original interior doors, built-in half bookcases, and classic architectural details, this home captures the craftsmanship of a bygone era while offering today's modern conveniences. Nearly every major system has been updated, including a 30-year composition roof with radiant barrier decking, professionally leveled pier-and-beam foundation, freeze-resistant PEX plumbing, double-pane windows, American Standard central HVAC, R-40 attic insulation, whole-home carbon and sediment water filtration system, new Rheem water heater, luxury vinyl plank flooring with new subflooring, and remodeled kitchen and baths. Inside, original character shines throughout the spacious living and dining rooms with built-in half bookcases and classic columns. The updated kitchen features quartz countertops, tile backsplash, GE appliances, garbage disposal, abundant cabinetry, and additional comfort from the Mitsubishi mini-split. The two bedrooms share a Jack-and-Jill bathroom with a beautifully tiled walk-in shower, plus a convenient half bath for guests. Enjoy thoughtfully landscaped grounds featuring a Tulip Poplar, Red Maple, Apple tree, Silverado Sage, and Autumn Sage. The detached carport includes a concrete driveway, storage/workshop with electricity, and a workbench. Experience the best of small-town living with Downtown Smithville, the Colorado River, parks, restaurants, and shopping all within walking / biking distance. City of Smithville utilities; and high-speed internet is already connected. Refrigerator, washer, dryer, and chicken coop do not convey.
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THE NEIGHBORHOOD

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406 Live Oak, Smithville, TX 78957

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
1920
Full baths
1
Half baths
1
Garage spaces
0
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units
Heating
Central, Electric
Appliances
Dishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker, Electric Water Heater
Flooring
See Remarks, Vinyl
Fencing
Partial, Wire
Accessibility
None
Pool features
None
Subdivision
Mt Pleasant
Parcel
17375
Elementary school
Smithville
Middle school
Smithville
High school
Smithville
Annual property tax
$5,307.64

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase—
Estimated monthly rent$1,162.50
Cap rate—

Annual operating income: —

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Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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406 Live Oak, Smithville, TX 78957 · MLS #ACT3597485

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Listing information

MLS #ACT3597485 · Austin Board of Realtors

Listing brokerage: All City Real Estate Ltd. Co
Listing agent: Max Bricka

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.