ActiveResidential · sale

208 Settlers

Bertram, TX 78605

$323,400

  • 4 beds
  • 2 baths
  • 1,708 sq ft
  • 1.59 acres
  • Built 2006

Listed by Realty Texas LLC · MLS #ACT6589975

208 Settlers, Bertram, TX 78605 — photo 1 View full photo
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A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2006.

Garage parking

2 garage spaces listed.

Property size

1.59 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

Welcome to 208 Settlers Ridge in Bertram, where comfortable country living meets everyday convenience. Situated on an acreage homesite just off Highway 29, this inviting four-sided brick home offers 4 bedrooms and 2 bathrooms, with a versatile fourth bedroom that is perfectly suited for use as a home office, study, or guest room. Inside, you'll find 1,708 square feet of thoughtfully designed living space, highlighted by a charming wood-burning fireplace that creates a warm and welcoming gathering place. The kitchen features a cozy breakfast nook for casual meals, while the separate formal dining room provides additional space for entertaining.
The sellers have recently installed brand-new carpet and wood-look laminate flooring, giving the home a fresh, move-in-ready feel. Additional features include a brand new water heater, an oversized two-car garage, ample outdoor space, and a refrigerator, washer, and dryer that will convey with the sale.
Enjoy the peaceful surroundings of country living while remaining only about 7 minutes from H-E-B in Burnet and less than 30 minutes from Lake Buchanan and Inks Lake State Park—perfect for boating, fishing, hiking, and weekend adventures. Offered at $329,900, this property presents an exceptional opportunity to own a well-maintained brick home on acreage at an attractive price. Whether you're looking for extra bedroom space, a dedicated home office, or room to grow, this versatile property offers the flexibility, comfort, and relaxed lifestyle you've been searching for.
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THE NEIGHBORHOOD

Explore the location.

208 Settlers, Bertram, TX 78605

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THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2006
Full baths
2
Half baths
0
Garage spaces
2
Cooling
Central Air
Heating
Central, Fireplace(s)
Appliances
Electric Range
Flooring
Carpet
Fencing
None
Accessibility
None
Pool features
None
Subdivision
The Settlement
Parcel
67856
HOA
Settlers Ridge POA
HOA amenities
See Remarks
HOA fee frequency
Annually
Elementary school
Bertram
Middle school
Burnet (Burnet ISD)
High school
Burnet
Annual property tax
$4,164.31
HOA fee
$150.00

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase$620.94
Estimated monthly rent$1,347.50
Cap rate2.55%

Annual operating income: $8,259.77

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Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interest—Loan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

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208 Settlers, Bertram, TX 78605 · MLS #ACT6589975

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Listing information

MLS #ACT6589975 · Austin Board of Realtors

Listing brokerage: Realty Texas LLC
Listing agent: Andrew Constancio

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.