ActiveResidential · sale

118 Camino De Agua

Elgin, TX 78621

$369,900

  • 3 beds
  • 3 baths
  • 1,770 sq ft
  • 0.56 acres
  • Built 2018

Listed by Crider Realty, LLC · MLS #ACT6985061

A FEW THINGS TO NOTICE

What stands out.

Year built

Built in 2018.

Property size

0.56 acres listed.

Highlights from the listing description and property details. Confirm features with the listing agent.

THE PROPERTY

Get to know the property.

**BANK OWNED PROPERTY. Information contained herein is deemed reliable but not guaranteed and is provided for informational purposes only. Buyer and buyer's agent are solely responsible for independently verifying all information, facts, measurements, and condition of the property prior to closing.**

Tucked behind a private gate at the end of a cul-de-sac in Las Colinas Estates, 118 Camino De Agua sits on over half an acre and backs to 54 acres of private land with no rear neighbors, just open, quiet views. Natural light pours through the home with an open open-concept living space that is anchored by a kitchen with white quartz counters, a large island, and real character.

Downstairs has 3 bedrooms, while the primary suite claims the entire second floor as its own — a true retreat with high ceilings and a striking chandelier that sets the tone the moment you walk in. The en-suite bath is just as impressive, with a soaking tub, separate shower, quartz counters, and beautiful fixtures throughout.

Out back, the yard is spacious and private, with plenty of room to add a pool or shop. The back steps have recently been redone. This bank-owned home does need some work and is being sold as-is, with electricity currently off — but for a buyer ready to bring their vision, this is a rare combination of privacy, space, and character at a price that reflects the opportunity.

THE NEIGHBORHOOD

Explore the location.

118 Camino De Agua, Elgin, TX 78621

Loading property map…

Map position comes from the listing source. Open directions in Google Maps

THE DETAILS

The details, all in one place.

Property type
Residential
Category
Residential
Year built
2018
Full baths
2
Half baths
1
Garage spaces
0
Cooling
Central Air
Heating
Central
Appliances
Dishwasher, Disposal, Microwave
Flooring
Laminate, Tile
Fencing
Chain Link, Fenced, Wood
Accessibility
None
Pool features
None
Subdivision
Las Colinas Estates Subdivisio
Parcel
8702233
Elementary school
Elgin
Middle school
Elgin
High school
Elgin
Annual property tax
$7,449.38

Features and school information are supplied by the listing source. Confirm measurements, school assignments, HOA terms and rental restrictions before making a decision.

OWNERSHIP, WITH A PLAN

Investor outlook.

Explore this property’s rental potential with an all-cash purchase. Monthly rent starts at 5% of the purchase price per year, divided by 12. Adjust it and the other assumptions to explore your scenario.

These are planning assumptions, not a rental appraisal or a loan quote. The starting rent is a price-based estimate; a local leasing professional can help confirm market rent.

Investor outlook assumes an all-cash purchase. No mortgage payment is deducted.

Estimated monthly cash flow · cash purchase
Estimated monthly rent$1,541.25
Cap rate

Annual operating income:

Have ERA review this rental estimate

Your property and current assumptions will be included for our team to review.

Adjust assumptions
Purchase price
Rental income & operating costs

Purchase price × 5% ÷ 12. Updates with purchase price until you enter a custom rent.

Annual insurance starts at purchase price × 0.25%, rounded to the nearest available amount. Updates with purchase price until you choose another amount.A planning estimate, not an insurance quote. Adjust it for your property and coverage.

Percentages are editable examples, not ERA fee quotes. Management is applied to rent after vacancy; maintenance and capital reserves use scheduled rent. Add owner-paid utilities, mortgage insurance and other recurring expenses under other costs.

How this scenario is calculated

Annual operating income is rent after vacancy, management, maintenance, taxes, insurance, HOA and other operating costs, before financing and capital reserves. Cap rate divides annual operating income by purchase price. Estimated monthly cash flow assumes an all-cash purchase: rent after vacancy, management, maintenance, taxes, insurance, HOA, other operating costs and capital reserves. No mortgage payment is deducted. The mortgage calculator is separate; loan payments would reduce cash flow for a financed purchase. One-time acquisition costs, renovations, income taxes, depreciation and appreciation are excluded.

Mortgage payment calculator

Explore financing separately. These loan settings do not change the all-cash investor outlook.

Mortgage assumptions

20% down and 7% interest are illustrative starting values.

Estimated monthly principal & interestLoan payment only. Excludes property taxes, homeowners/flood insurance, mortgage insurance and HOA dues.

About this payment estimate

Based on a fixed-rate, fully amortizing loan with monthly payments and the price, down payment, interest rate and term you select. The interest rate is an example, not a current rate offer or APR; APR includes certain loan costs. This is an illustration, not a Loan Estimate, approval, offer of credit or commitment to lend.

Your actual payment, rate and eligibility depend on your lender, credit, loan program and property. Closing costs, points, prepaid expenses and lender fees are not included. Taxes and insurance may change, and mortgage insurance may be required, particularly with a down payment below 20%. Ask your lender for a Loan Estimate and a complete monthly payment including applicable taxes, insurance and fees.

Dollar results are rounded to the nearest cent; calculations retain precision until display. A cash purchase has no loan payment but still has ownership costs. Understand your total home payment (CFPB).

ERA PROPERTY MANAGEMENT

See its potential.
Have a plan for what follows.

Considering this property as a rental? Start with the numbers, then talk through the day-to-day with a local management team.

  1. Understand the opportunity.

    Review rental pricing, property condition and your ownership goals with a local professional.

  2. Make a strong first impression.

    Bring together property preparation, professional marketing and applicant screening.

  3. Stay connected to your investment.

    Get support with rent collection, resident communication, maintenance coordination and owner reporting.

Get a local rental estimateTalk through your management needs
Stone-front home with a landscaped lawn and central entry
A more complete plan for your property

LOCAL PEOPLE. SHARED COMMITMENT.

A team behind your next step.

From your first question to the everyday work of ownership, a conversation with the right person makes a difference.

Meet ERA Property Management

Residential management in Utah, Nevada and Texas. Service availability and rental eligibility must be confirmed for each property. Commercial and association services are available through our management services page.

YOUR CAREER. YOUR NEXT CHAPTER.

Find your place in real estate.

Just getting started?

Explore real estate education and available licensing courses through ARTI Academics.

Become a real estate agent

Ready to work with ERA?

Discover the people, broker support, technology and education behind an ERA real estate career.

Join ERA Brokers

Moving for work?

Explore ERA Corporate Services for relocation assistance, employer programs, and information for veterans and military families.

Explore Corporate Services
Contact ERA about this property

Ask about this property.

118 Camino De Agua, Elgin, TX 78621 · MLS #ACT6985061

Your preferred tour

Times are local to the property. Your tour is not scheduled until an agent confirms.

Your purchase plans

Property inquiries go to help@erabrokers.com.

More in Elgin.

Listing information

MLS #ACT6985061 · Austin Board of Realtors

Listing brokerage: Crider Realty, LLC
Listing agent: Havilah Crider

Listing status: Active. Record updated . Confirm current availability and price with the listing agent.